395 Riverside Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 395 Riverside Dr, Lancaster, VA 22503

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,792 sqft · built 1918
Lot Size1.89 acres (82,416 sqft)
OwnerIndividual Name on Record
Tax Bill$34 (2025)
Flood ZoneZone AE (high risk)
APN12 10

Property Details

APN / Parcel Number

Primary APN12 10
Alternative APN
  • 1043

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,792 sqft Living Area
Gross Area4,985 sqft
1st Floor Area4,685 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1959
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area82,416 sqft (1.89 acres)
Garage Area800 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area665 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1043
Street Address395 RIVERSIDE DR
CityLANCASTER
StateVA
Zip22503-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionMORATTICO 1.892 AC DB394/211 LR02/451
JurisdictionLANCASTER VA
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract30100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Village of Morattico Historic District
listed 2011 · 73 contributing resources · NRIS 11000857

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 31, MORATTICO, VA 22523-0031
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34.00 (-98.68%)$631,000 (+54.47%) Land $188,000 Building $443,000$631,000 (+54.47%) Land $188,000 Building $443,000
2023$2,573.00$408,500 Land $188,000 Building $220,500$408,500 Land $188,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims37 (1996–2011)
Claims Outside the SFHA3 of 37
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
All Points Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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