Lancaster County property record for 373 Riverside Dr, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1967 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $535,000 (Mar 2024) |
| Tax Bill | $26 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 12 9 |
| Primary APN | 12 9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,336 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 152 sqft |
| Canopy | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1041 |
|---|---|
| Street Address | 373 RIVERSIDE DR |
| City | LANCASTER |
| State | VA |
| Zip | 22503-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | MORATTICO .31 AC LR21/591 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Village of Morattico Historic District listed 2011 · 73 contributing resources · NRIS 11000857 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 11055 SHANNONDALE CT, MECHANICSVILLE, VA 23116-4836 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK |
| Mar 18, 2024 | Warranty Deed, Transfer · ARM CHESAPEAKE BANK |
| Feb 26, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on Record |
| Deed Sale | Mar 18, 2024 · Amount on Record |
| Deed Document Number | 2024450 |
| Last Transfer Date | Apr 30, 2025 |
| Transfer Doc | 0000001004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 373 RIVERSIDE DR, LANCASTER, VA 22503-3223 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11055 SHANNONDALE CT, MECHANICSVILLE, VA 23116-4836 |
| Document Number | 0250002166 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 250002166 |
| Name | CHESAPEAKE BANK |
|---|---|
| Type | Bank |
| Address | KILMARNOCK, VA 22482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 8.99% |
| Index | 3-Year TN |
| Margin | 5 |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Mar 18, 2024 |
| Property Address | 373 RIVERSIDE DR, LANCASTER, VA 22503-3223 |
| Document Number | 0240000450 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 240000450 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | NOT AVAILABLE, BON AIR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11055 SHANNONDALE CT, MECHANICSVILLE, VA 23116-4836 |
| Document Number | 0240000451 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 240000451 |
| Name | CHESAPEAKE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 3 Years |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Feb 26, 2021 |
| Property Address | 373 RIVERSIDE DR, LANCASTER, VA 22503-3223 |
| Document Number | 210000591 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 210000591 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26.00 (-98.84%) | $487,100 (+37.29%) Land $125,000 Building $362,100 | $487,100 (+37.29%) Land $125,000 Building $362,100 |
| 2023 | $2,235.00 | $354,800 Land $125,000 Building $229,800 | $354,800 Land $125,000 Building $229,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 37 (1996–2011) |
| Claims Outside the SFHA | 3 of 37 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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