219 Riverside Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 219 Riverside Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,109 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$33 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Apr 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`12 3A`

Property Details

APN / Parcel Number

Primary APN	`12 3A`
Alternative APN	`1034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	4,477 sqft
1st Floor Area	3,816 sqft
Basement Area	358 sqft
Finished Basement	358 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	35 sqft
Deck Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1034
Street Address	219 RIVERSIDE DR
City	LANCASTER
State	VA
Zip	22503-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MORATTICO 1 AC LR16/182
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	30100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Village of Morattico Historic District listed 2011 · 73 contributing resources · NRIS 11000857

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 RIVERSIDE DR, LANCASTER, VA 22503-3251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC COAST MORTGAGE
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 25, 2016
Transfer Doc	0000000182
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Recording Date	Sep 29, 2026
Property Address	219 RIVERSIDE DR, LANCASTER, VA 22503-3251
Document Number	0000002109
Instrument Date	Sep 25, 2026
Instrument	20262109
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	C AND C TITLE AND SETTLEMENT LLC, C&C TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 RIVERSIDE DR, LANCASTER, VA 22503-3251

Mortgage

Document Number	0000002109,
Date	Sep 29, 2026
Instrument	20262109

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Apr 1, 2027

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	219 RIVERSIDE DR, LANCASTER, VA 22503-3251
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001148
Date	Apr 21, 2021
Instrument	210001148

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33.00 (-98.88%)	$601,500 (+28.47%) Land $180,000 Building $421,500	$601,500 (+28.47%) Land $180,000 Building $421,500
2023	$2,949.00	$468,200 Land $180,000 Building $288,200	$468,200 Land $180,000 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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