San Diego County property record for 345 Osborne St, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1976 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Oct 2026) |
| Tax Bill | $7,122 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-230-31-00 |
| Primary APN | 159-230-31-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Gravel |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 345 OSBORNE ST |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 5 SE 0.50 AC PAR PER ROS 5125 IN TR CC010201 |
| Legal Subdivision | RANCHO GETSON |
| Legal Tract | CC010201 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19203 |
Source: San Diego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 471 N PINE ST, ORANGE, CA 92866-1151 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 13, 2026 | Grant Deed, Transfer · Conventional Mortgage A MORTGAGE |
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit TROVY LENDING CO |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Oct 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2026 · Amount on Record |
| Deed Sale | Oct 13, 2026 · Amount on Record |
| Prior Sale | Feb 12, 2016 · Amount on Record |
| Deed Document Number | 2026296300 |
| Prior Transfer Date | Feb 11, 2016 |
| Prior Transfer Doc | 0000064355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 13, 2026 |
| Property Address | 345 OSBORNE ST, VISTA, CA 92084-1648 |
| Document Number | 0000296300 |
| Instrument Date | Oct 8, 2026 |
| Instrument | 2026296300 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 471 N PINE ST, ORANGE, CA 92866-1151 |
| Investor | Possibly a Property Investor |
| Document Number | 0000296301, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 2026296301 |
| Name | A MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 345 OSBORNE ST, VISTA, CA 92084-1648 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 345 OSBORNE ST, VISTA, CA 92084-1648 |
| Document Number | 0000080619 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026-0080619 |
| Name | TROVY LENDING CO |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 345 OSBORNE ST, VISTA, CA 92084-1648 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 345 OSBORNE ST, VISTA, CA 92084-1648 |
| Document Number | 0000195437 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0195437 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 23, 2017 |
| Property Address | 345 OSBORNE ST, VISTA, CA 92084-1648 |
| Document Number | 0000492866 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 492866 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $639,951 (+2%) Land $431,674 Building $208,277 | |
| 2025 | $7,122.00 (+6.05%) | $627,404 (+4.04%) Land $423,210 Building $204,194 |
| 2024 | $6,716.00 (+2.47%) | |
| 2023 | $6,554.00 (+0.24%) | $603,043 Land $406,777 Building $196,266 |
| 2022 | $6,538.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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