378 Osborne St, Vista, CA 92084 Property Records

San Diego County property record for 378 Osborne St, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,805 sqft · built 1995
Lot Size0.82 acres (35,719 sqft)
Owner2 Individual Names on Record
Last Sale$655,000 (Sep 2020)
Tax Bill$7,965 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Mar 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN159-230-07-00

Property Details

APN / Parcel Number

Primary APN159-230-07-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,805 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area35,719 sqft (0.82 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address378 OSBORNE ST
CityVISTA
StateCA
Zip92084-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 5 POR TR CC010201
Legal SubdivisionRANCHO GUAJOME
Legal TractCC010201
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2021
Census Tract19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address378 OSBORNE ST, VISTA, CA 92084-1647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Grant Deed, Transfer · Conventional Mortgage
GOPRIME MORTGAGE INC
Mar 6, 2020Loan Modification, Mortgage · Conventional with PMI
GOLDMAN SACHS BK USA
Mar 10, 2020Grant Deed, Construction Loan · Construction Mortgage
GOLDMAN SACHS BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Document Number2020523712
Prior Transfer DateJan 22, 2015
Prior Transfer Doc0000030912
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 9, 2020
Property Address378 OSBORNE ST, VISTA, CA 92084-1647
Document Number0000523712
Instrument DateJul 22, 2020
Instrument2020-0523712
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address378 OSBORNE ST, VISTA, CA 92084-1647

Mortgage

Document Number0000523713
DateSep 9, 2020
Instrument2020-0523713
Lender
NameGOPRIME MORTGAGE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address378 OSBORNE ST, VISTA, CA 92084-1647
Document Number0000126866
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address378 OSBORNE ST VISTA CA 920841647, VISTA, CA 92084-1647

Mortgage

Document Number0000126866
DateMar 11, 2020
Instrument126866
Lender
NameGOLDMAN SACHS BK USA
TypeBank
AddressSHERMAN OAKS, CA 91403
Agreement
TypeConventional with PMI
AmountAmount Recorded

March 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 10, 2020
Property Address378 OSBORNE ST, VISTA, CA 92084-1647
Document Number0000123878
Instrument DateMar 5, 2020
Instrument2020-0123878
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 SACRAMENTO ST # 8, 8, SAN FRANCISCO, CA 94111-3620
InvestorPossibly a Property Investor

Mortgage

Document Number0000123879
DateMar 10, 2020
Instrument2020-0123879
Lender
NameGOLDMAN SACHS BANK USA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$723,171 (+2%) Land $552,040 Building $171,131
2025$7,965.00 (+8.71%) Homeowner's exemption$708,992 (+4.04%) Land $541,216 Building $167,776
2023$7,327.00 (+0.27%) Homeowner's exemption$681,462 Land $520,200 Building $161,262
2022$7,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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