320 Osborne St, Vista, CA 92084 Property Records

San Diego County property record for 320 Osborne St, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,487 sqft · built 1978
Lot Size0.58 acres (25,265 sqft)
OwnerCompany Name on Record
Last Sale$595,000 (Jul 2005)
Tax Bill$6,686 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN159-230-41-00

Property Details

APN / Parcel Number

Primary APN159-230-41-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,487 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area25,265 sqft (0.58 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address320 OSBORNE ST
CityVISTA
StateCA
Zip92084-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 3 TR PM02093
Legal SubdivisionRANCHO GUAJOME
Legal Tract2093
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2021
Census Tract19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 OSBORNE ST, VISTA, CA 92084-1647
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Nov 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2005 · Amount on Record
Deed SaleJul 8, 2005 · Amount on Record
Deed Document Number2005577563
Last Transfer DateOct 19, 2017
Transfer Doc0000517301
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 OSBORNE ST, VISTA, CA 92084-1647
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000288579
DateJul 17, 2019
Instrument2019-0288579
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 31, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 6, 2017
Property Address320 OSBORNE ST, VISTA, CA 92084-1647
Document Number0000517301
Instrument DateOct 19, 2017
Instrument517301
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address320 OSBORNE ST VISTA CA 920841647, VISTA, CA 92084-1647

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$607,697 (+2%) Land $304,436 Building $303,261
2025$6,686.00 (+8.72%) Homeowner's exemption$595,782 (+4.04%) Land $298,467 Building $297,315
2023$6,150.00 (+0.28%) Homeowner's exemption$572,649 Land $286,878 Building $285,771
2022$6,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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