Story County property record for 345 Cedar Dr, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,461 sqft · built 2022 |
| Lot Size | 0.473 acres (20,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $562,500 (Dec 2022) |
| Tax Bill | $5,784 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-405-120 |
| Primary APN | 05-09-405-120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,461 sqft Living Area |
| 1st Floor Area | 522 sqft |
| Basement Area | 1,622 sqft |
| Unfinished Basement | 1,622 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,588 sqft (0.473 acres) |
| Garage Type | Attached |
| Garage Area | 839 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 160 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 345 CEDAR DR |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPLAND TRAIL SD 1ST ADD LOT:13 GILBERT |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 103 |
Source: Story County records · APN 05-09-405-120
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 CEDAR DR, GILBERT, IA 50105-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2020 | Deed of Trust, Mortgage · Commercial Mortgage VISION BANK OF IOWA |
| Jun 29, 2021 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY STATE BANK |
| Jan 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK |
| Dec 08, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2022 · Amount on Record |
| Deed Sale | Dec 08, 2022 · Amount on Record |
| Prior Sale | Nov 10, 2022 · Amount on Record |
| Deed Document Number | 202211477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 345 CEDAR DR, GILBERT, IA 50105-2103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202014649 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 2020-14649 |
| Name | VISION BANK OF IOWA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 345 CEDAR DR, GILBERT, IA 50105-2103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202108324 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-08324 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 05, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 345 CEDAR DR, GILBERT, IA 50105-2103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202200483 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-00483 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Dec 08, 2022 |
| Property Address | 345 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0202211477 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-11477 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $899.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 345 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0202211478 |
|---|---|
| Date | Dec 08, 2022 |
| Instrument | 2022-11478 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,784.00 Homeowner's exemption | $597,785 (+7.07%) Land $130,300 Building $467,485 | $597,785 (+7.07%) Land $130,300 Building $467,485 |
| 2024 | $5,784.00 (+41,214.29%) | ||
| 2023 | $558,300 Land $119,000 Building $439,300 | $558,300 Land $119,000 Building $439,300 | |
| 2022 | $14.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 100 / 100 |
May also be available: LTD Broadband.
Based on FCC filings for 231 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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