342 Cedar Dr, Gilbert, IA 50105 Property Records

Story County property record for 342 Cedar Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,531 sqft · built 2023
Lot Size	0.307 acres (13,386 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,364 (2025)
Deeds & Mortgages	Sep 2024 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-415-010`

Property Details

APN / Parcel Number

Primary APN	`05-09-415-010`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,531 sqft Living Area
1st Floor Area	1,399 sqft
Basement Area	2,077 sqft
Finished Basement	1,225 sqft
Unfinished Basement	2,077 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,386 sqft (0.307 acres)
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	84 sqft
Patio Area	517 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	342 CEDAR DR
City	GILBERT
State	IA
Zip	50105-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPLAND TRAIL SD 1ST ADD LOT:15 GILBERT
Legal Subdivision	UPLAND TRAIL SUBDIVISION FIRST ADDITION
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1022
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	342 CEDAR DR, GILBERT, IA 50105-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Warranty Deed, Subdivision Related Transfer
Mar 30, 2021	Deed of Trust, Mortgage · Seller Carry-Back TIMOTHY A DAY
May 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024
Deed Sale	Sep 10, 2024
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20246545
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 10, 2024
Property Address	342 CEDAR DR, GILBERT, IA 50105-2103
Document Number	0202406545
Instrument Date	Sep 5, 2024
Instrument	2024-06545
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	342 CEDAR DR, GILBERT, IA 50105-2103

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	342 CEDAR DR, GILBERT, IA 50105-2103
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103835
Date	Mar 30, 2021
Instrument	2021-03835

Lender

Name	TIMOTHY A DAY
Type	Seller
Address	119 CHRISTIAN PETERSEN AVE, GILBERT, IA 50105

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	96 Months
Due	Apr 1, 2029

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	342 CEDAR DR, GILBERT, IA 50105-2103
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202204153
Date	May 2, 2022
Instrument	2022-04153

Lender

Name	BANKERS TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,364.00 (-23.15%)	$522,600 (+104,42%) Land $109,700 Building $412,900	$935,500 (+187,%) Building $935,500
2024	$16,088.00 (+160,78%)
2023		$500 Land $500	$500 Land $500
2022	$10.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: GigFire.

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