Story County property record for 334 Cedar Dr, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,757 sqft · built 2023 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Jun 2026) |
| Tax Bill | $8,154 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-415-030 |
| Primary APN | 05-09-415-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,757 sqft Living Area |
| Basement Area | 1,757 sqft |
| Finished Basement | 1,145 sqft |
| Unfinished Basement | 1,757 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 82 sqft |
| Deck Area | 212 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 334 CEDAR DR |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPLAND TRAIL SD 1ST ADD LOT:17 GILBERT |
| Legal Subdivision | UPLAND TRAIL SUBDIVISION FIRST ADDITION |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 103 |
Source: Story County records · APN 05-09-415-030
Assessment roll updated September 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 334 CEDAR DR, GILBERT, IA 50105-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 29, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 16, 2021 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY STATE BANK |
| Aug 10, 2023 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2026 · Amount on Record |
| Deed Sale | Jun 08, 2026 · Amount on Record |
| Prior Sale | Jan 29, 2024 · Amount on Record |
| Deed Document Number | 20264915 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 08, 2026 |
| Property Address | 334 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0000004915 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20264915 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,717.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 334 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0000004916, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 20264916 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jan 29, 2024 |
| Property Address | 334 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0202400489 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024-00489 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | NOT AVAILABLE, ATS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $818.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 334 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0202400490 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-00490 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 334 CEDAR DR, GILBERT, IA 50105-2103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202104724 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-04724 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 334 CEDAR DR, GILBERT, IA 50105-2103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2575 N ANKENY BLVD 211, 211, ANKENY, IA 50023-4710 |
| Investor | Possibly a Property Investor |
| Document Number | 0202305558 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-05558 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | ANKENY, IA 50023 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,154.00 Homeowner's exemption | $304,000 (+75,9%) Land $109,800 Building $194,200 | $498,200 (+124,45%) Building $498,200 |
| 2024 | $8,154.00 (+101,825%) | ||
| 2023 | $400 Land $400 | $400 Land $400 | |
| 2022 | $8.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 100 / 100 |
May also be available: LTD Broadband.
Based on FCC filings for 231 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA8531083, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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