330 Cedar Dr, Gilbert, IA 50105 Property Records

Story County property record for 330 Cedar Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,045 sqft · built 2024
Lot Size	0.226 acres (9,863 sqft)
Owner	2 Individual Names on File
Last Sale	$728,000 (Aug 2024)
Tax Bill	$9,622 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-415-040`

Property Details

APN / Parcel Number

Primary APN	`05-09-415-040`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,045 sqft Living Area
Basement Area	2,045 sqft
Finished Basement	1,565 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,863 sqft (0.226 acres)
Garage Type	Attached
Garage Area	835 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	241 sqft
Deck Area	212 sqft
Patio Area	383 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	330 CEDAR DR
City	GILBERT
State	IA
Zip	50105-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPLAND TRAIL SD 1ST ADD LOT:18 GILBERT
Legal Subdivision	UPLAND TRAIL SUBDIVISION FIRST ADDITION
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1022
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	330 CEDAR DR, GILBERT, IA 50105-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 21, 2024	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY STATE BANK
Aug 6, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Document Number	20245583
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	330 CEDAR DR, GILBERT, IA 50105-2103
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 CEDAR DR, GILBERT, IA 50105-2103

Mortgage

Document Number	0202602246
Date	Mar 23, 2026
Instrument	2026-02246

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	330 CEDAR DR, GILBERT, IA 50105-2103
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 N ANKENY BLVD 211, 211, ANKENY, IA 50023-4710
Investor	Possibly a Property Investor

Mortgage

Document Number	0202400975
Date	Feb 21, 2024
Instrument	2024-00975

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 6, 2024
Property Address	330 CEDAR DR, GILBERT, IA 50105-2103
Document Number	0202405583
Instrument Date	Jul 23, 2024
Instrument	2024-05583
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, ATS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	330 CEDAR DR, GILBERT, IA 50105-2103

Mortgage

Document Number	0202405584
Date	Aug 6, 2024
Instrument	2024-05584

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,622.00 (+120,175%)	$416,100 (+103,925%) Land $109,500 Building $306,600	$722,700 (+180,575%) Building $722,700
2024	$8.00
2023		$400 Land $400	$400 Land $400
2022	$8.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: GigFire.

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