St. Charles County property record for 3448 Frontier Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,130 sqft · built 1972 |
| Lot Size | 0.769 acres (33,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2021) |
| Tax Bill | $4,470 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506227A000 |
| Primary APN | 506227A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 2,130 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 33,500 sqft |
| Lot Dimensions | 335 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 506227A000 |
|---|---|
| Old Parcel Number | 506227A000 |
| Street Address | 3448 FRONTIER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF AC LOT 31 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | WOODCLIFF AC |
| Legal Lot Number | 31 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records · APN 506227A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3448 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jun 01, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| Jun 01, 2021 | Affidavit of Death of Joint Tenant, Transfer INVESTORS TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2021 · Amount on Record |
| Deed Sale | Jun 01, 2021 · Amount on Record |
| Prior Sale | Jun 01, 2021 |
| Deed Document Number | 0202146448 |
| Deed Book / Page | 2021 / 46448 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3448 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 3443 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Document Number | 0000004874 |
|---|---|
| Date | Feb 08, 2023 |
| Instrument | 2023R-004874 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 01, 2021 |
| Property Address | 3448 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000046448 |
| Map Reference | MB 15 PG 41 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021R-046448 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 SANDY RIDGE CT, 73, SAINT CHARLES, MO 63303-2936 |
| Name | Verified Name |
|---|---|
| Address | 3448 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000046449 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2021R-046449 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 01, 2021 |
| Property Address | 3448 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000046446 |
| Map Reference | MB 15 PG 41 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021R-046446 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,470.00 | $74,519 (+2.35%) | $392,205 (+2.35%) Land $70,000 Building $322,205 |
| 2023 | $72,807 | ||
| 2022 | $383,194 Building $383,194 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 243 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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