St. Charles County property record for 3442 Frontier Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,016 sqft · built 1974 |
| Lot Size | 0.942 acres (41,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jun 2017) |
| Tax Bill | $3,514 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506225A000 |
| Primary APN | 506225A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 41,040 sqft |
| Lot Dimensions | 342 ft deep x 120 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 506225A000 |
|---|---|
| Old Parcel Number | 506225A000 |
| Street Address | 3442 FRONTIER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF AC LOT 30 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | WOODCLIFF AC |
| Legal Lot Number | 30 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 16, 2017 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Jun 16, 2017 | Affidavit of Death, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on Record |
| Deed Sale | Jun 16, 2017 · Amount on Record |
| Prior Sale | Nov 19, 2012 · Amount on Record |
| Deed Document Number | 0067602059 |
| Deed Book / Page | 6760 / 2059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000013366 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022R-013366 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000104434 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021R-104434 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 16, 2017 |
| Property Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0067602059 |
| Book / Page | 6760 / 2059 |
| Map Reference | MB 15 PG 41 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 20170616000370300 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 20170616000370310 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 20170616000370310 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 16, 2017 |
| Property Address | 3442 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0067602057 |
| Book / Page | 006760 / 002057 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 370290 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 PINNACLE PL ST CHARLES MO 633031925, ST CHARLES, MO 63303-1925 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,514.00 | $58,486 (+12.29%) | $307,821 (+12.28%) Land $70,000 Building $237,821 |
| 2023 | $52,087 | ||
| 2022 | $274,145 Land $70,000 Building $204,145 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures