St. Charles County property record for 3452 Frontier Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1971 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,600 (Apr 2001) |
| Tax Bill | $3,612 (2025) |
| Deeds & Mortgages | Sep 2025 Sale May 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 511830A000 |
| Primary APN | 511830A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 3,576 sqft |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Finished Basement | 192 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 511830A000 |
|---|---|
| Street Address | 3452 FRONTIER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF EST #9 LOT 8 |
| Legal Subdivision | WOODCLIFF EST #9 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3452 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Beneficiary Deed, Transfer |
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK NA |
| Jan 13, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 10, 2019 | Deed of Trust, Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2001 · Amount on Record |
| Deed Sale | Apr 23, 2001 · Amount on Record |
| Deed Document Number | 200130490 |
| Deed Book / Page | 2551 / 1859 |
| Last Transfer Date | Jan 13, 2021 |
| Transfer Doc | 0000003485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 29, 2025 |
| Property Address | 3452 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000043080 |
| Map Reference | MB 13 PG 21 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025R-043080 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3452 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Name | Verified Name |
|---|---|
| Address | 3452 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3452 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3462 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 2021R045173 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021R-045173 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 13, 2021 |
| Property Address | 3452 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000003485 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 3485 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3452 FRONTIER DR ST CHARLES MO 633036634, ST CHARLES, MO 63303-6634 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3452 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0070902338 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3452 FRONTIER DR ST CHARLES MO 633036634, ST CHARLES, MO 63303-6634 |
| Document Number | 0070902338 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 007090/002338 |
| Instrument | 299010 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 17, 2034 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,130 (-) | $316,472 (-) Land $65,000 Building $251,472 | |
| 2025 | $3,612.00 (+9.52%) | $60,130 (+12.93%) | $316,472 (+12.93%) Land $65,000 Building $251,472 |
| 2024 | $3,298.00 | ||
| 2023 | $53,247 | ||
| 2022 | $280,249 Land $65,000 Building $215,249 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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