St. Charles County property record for 3439 Frontier Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,976 sqft · built 1973 |
| Lot Size | 0.419 acres (18,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506169A000 |
| Primary APN | 506169A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,448 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Exterior Material | Hardboard |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,240 sqft (0.419 acres) |
| Lot Dimensions | 192 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 506169A000 |
|---|---|
| Street Address | 3439 FRONTIER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF AC LOT 3 |
| Legal Subdivision | WOODCLIFF AC |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
3439 Frontier Dr is owned and occupied by an individual who acquired it in September 2026.
Source: St. Charles County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 15, 2026 | Warranty Deed, Transfer TITLE PARTNERS |
| Oct 5, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 |
| Deed Sale | Sep 15, 2026 |
| Prior Sale | Sep 15, 2026 · Amount on File |
| Deed Document Number | 202643980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 15, 2026 |
| Property Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Document Number | 0000043979 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202643979 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Document Number | 0000043981, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202643981 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 15, 2026 |
| Property Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Document Number | 0000043980 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202643980 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 5, 2022 |
| Property Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Document Number | 0000054711 |
| Map Reference | MB 15 PG 24 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022R-054711 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
| Name | Verified Name |
|---|---|
| Address | 3439 FRONTIER DR, SAINT CHARLES, MO 63303-6646 |
The 2025 property tax bill for 3439 Frontier Dr was $3,492.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,108 (-) | $305,830 (-) Land $77,000 Building $228,830 | |
| 2025 | $3,492.00 | $58,108 | $305,830 Land $77,000 Building $228,830 |
| 2023 | $51,808 | ||
| 2022 | $272,676 Land $77,000 Building $195,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3439 Frontier Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3439 Frontier Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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