Lake County property record for 34471 N Saddle Ln, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,544 sqft · built 1988 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Jun 2017) |
| Tax Bill | $7,000 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-301-012 |
| Primary APN | 07-20-301-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 3,616 sqft |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 1,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 34471 N SADDLE LN |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY TOWNE SUB; LOT 116 |
| Legal Subdivision | COUNTRY TOWNE SUB |
| Legal Lot Number | 116 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 861610 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 34471 N SADDLE LN, GURNEE, IL 60031-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 2, 2017 | Deed, Transfer · VA Mortgage HOME STATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Prior Sale | Aug 22, 1994 |
| Deed Document Number | 20177399517 |
| Prior Transfer Date | May 27, 2007 |
| Prior Transfer Doc | 0006196807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 34471 N SADDLE LN, GURNEE, IL 60031-4223 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007847955 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 7847955 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 2, 2017 |
| Property Address | 34471 N SADDLE LN, GURNEE, IL 60031-4223 |
| Document Number | 0007399517 |
| Map Reference | DOC2589329 |
| Instrument Date | May 31, 2017 |
| Instrument | 7399517 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34471 N SADDLE LN, GURNEE, IL 60031-4223 |
| Document Number | 0007399518 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 7399518 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate | 4% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,254 (+27.29%) Land $16,367 Building $80,887 | $291,791 (+27.29%) Land $49,106 Building $242,685 | |
| 2024 | $7,000.00 (+9.27%) | ||
| 2023 | $6,406.00 (+10.72%) | $76,406 (+8.33%) Land $12,859 Building $63,547 | $229,241 (+8.33%) Land $38,581 Building $190,660 |
| 2022 | $5,786.00 | $70,531 Land $12,550 Building $57,981 | $211,614 Land $37,654 Building $173,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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