Lake County property record for 34468 N Saddle Ln, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,040 sqft · built 1989 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 2014) |
| Tax Bill | $6,392 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-301-010 |
| Primary APN | 07-20-301-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,508 sqft |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,201 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 34468 N SADDLE LN |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY TOWNE SUB; LOT 114 |
| Legal Subdivision | COUNTRY TOWNE SUB |
| Legal Lot Number | 114 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 861610 |
34468 N Saddle Ln is owned by two individuals who bought it in October 2014.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 819, MUNDELEIN, IL 60060-0819 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2014 · Amount on File |
| Deed Sale | Oct 23, 2014 · Amount on File |
| Prior Sale | May 2, 2014 |
| Deed Document Number | 20147142256 |
| Prior Transfer Date | Feb 28, 2006 |
| Prior Transfer Doc | 0005963277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 34468 N SADDLE LN, GURNEE, IL 60031-4222 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | MTG |
| Name | Verified Name |
|---|
| Document Number | 0007775062 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 7775062 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,178 Land $14,185 Building $65,993 | $240,558 Land $42,559 Building $197,999 | |
| 2024 | $6,392.00 (+11.79%) | ||
| 2023 | $5,718.00 (+10.28%) | $62,989 (+9.36%) Land $11,144 Building $51,845 | $188,986 (+9.36%) Land $33,435 Building $155,551 |
| 2022 | $5,185.00 | $57,598 Land $10,876 Building $46,722 | $172,811 Land $32,631 Building $140,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34468 N Saddle Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34468 N Saddle Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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