34433 N Saddle Ln, Gurnee, IL 60031 Property Records

Lake County property record for 34433 N Saddle Ln, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,772 sqft · built 1989
Lot Size	0.12 acres (5,236 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2008)
Tax Bill	$7,489 (2024)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-301-015`

Property Details

APN / Parcel Number

Primary APN	`07-20-301-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	1,026 sqft
2nd Floor Area	746 sqft
Upper Floors Area	746 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,236 sqft (0.12 acres)
Lot Dimensions	75 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34433 N SADDLE LN
City	GURNEE
State	IL
Zip	60031-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY TOWNE SUB; LOT 120
Legal Subdivision	COUNTRY TOWNE SUB
Legal Lot Number	120
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2001
Census Tract	861610

Owner

34433 N Saddle Ln is owned and occupied by an individual who bought it in June 2008.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	34433 N SADDLE LN, GURNEE, IL 60031-4223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2008 · Amount on File
Deed Sale	Jun 9, 2008 · Amount on File
Prior Sale	Aug 4, 2005 · Amount on File
Deed Document Number	20086355361
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	34433 N SADDLE LN, GURNEE, IL 60031-4223
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34433 N SADDLE LN, GURNEE, IL 60031-4223

Mortgage

Document Number	0008130532
Date	Oct 29, 2025
Instrument	8130532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,391 Land $14,289 Building $89,102	$310,204 Land $42,871 Building $267,333
2024	$7,489.00 (+11.03%)
2023	$6,745.00 (+10.7%)	$81,226 (+9.85%) Land $11,226 Building $70,000	$243,702 (+9.85%) Land $33,681 Building $210,021
2022	$6,093.00	$73,945 Land $10,957 Building $62,988	$221,857 Land $32,874 Building $188,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34433 N Saddle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34433 N Saddle Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20