Lake County property record for 34451 N Saddle Ln, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,283 sqft · built 1988 |
| Lot Size | 0.112 acres (4,874 sqft) |
| Owner | Company Name on Record |
| Last Sale | $260,000 (Nov 2025) |
| Tax Bill | $6,474 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-301-014 |
| Primary APN | 07-20-301-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| Gross Area | 2,546 sqft |
| 1st Floor Area | 863 sqft |
| 2nd Floor Area | 420 sqft |
| Upper Floors Area | 420 sqft |
| Basement Area | 863 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,874 sqft (0.112 acres) |
| Lot Dimensions | 75 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 34451 N SADDLE LN |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY TOWNE SUB; LOT 118 |
| Legal Subdivision | COUNTRY TOWNE SUB |
| Legal Lot Number | 118 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 861610 |
Source: Lake County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 188 SOUTHFIELD DR, VERNON HILLS, IL 60061-3208 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit LOAN FUNDER LLC |
| Nov 5, 2025 | Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC SERIES 111165 |
| Mar 11, 2020 | Warranty Deed, Transfer LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Jul 9, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 29, 2019 | Deed in Lieu of Foreclosure, Foreclosure COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Mar 11, 2020 · Amount on Record |
| Deed Document Number | 20258132168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 9, 2026 |
| Property Address | 34451 N SADDLE LN, GURNEE, IL 60031-4223 |
| Document Number | 0008174424 |
| Instrument Date | May 28, 2026 |
| Instrument | 20268174424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LANDTRUST TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 188 SOUTHFIELD DR, VERNON HILLS, IL 60061-3208 |
| Document Number | 0008174424, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 20268174424 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 5, 2025 |
| Property Address | 34451 N SADDLE LN, GURNEE, IL 60031-4223 |
| Document Number | 0008132168 |
| Map Reference | DOC 2589329 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 8132168 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34451 N SADDLE LN, GURNEE, IL 60031-4223 |
| Name | Verified Name |
|---|---|
| Address | 188 SOUTHFIELD DR, VERNON HILLS, IL 60061-3208 |
| Document Number | 0008132169 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 8132169 |
| Name | LOAN FUNDER LLC SERIES 111165 |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Sep 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 11, 2020 |
| Property Address | 34451 N SADDLE LN, GURNEE, IL 60031-4223 |
| Document Number | 0007640383 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 7640383 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $353.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 S CHESTNUT AVE #6 PARK CITY IL 600856807, 6, PARK CITY, IL 60085-6807 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 9, 2019 |
| Property Address | 34451 N SADDLE LN, GURNEE, IL 60031-4223 |
| Document Number | 0007574772 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 7574772 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $237.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 IROQUOIS AVE #125 NAPERVILLE IL 605638449, 125, NAPERVILLE, IL 60563-8449 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 29, 2019 |
| Property Address | 34451 N SADDLE LN, GURNEE, IL 60031-4223 |
| Document Number | 0007551808 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 7551808 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 9, 2019 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1761 E SAINT ANDREW PL SANTA ANA CA 927054934, SANTA ANA, CA 92705-4934 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,204 (+18.18%) Land $13,299 Building $67,905 | $243,636 (+18.18%) Land $39,901 Building $203,735 | |
| 2024 | $6,474.00 (+10.23%) | $68,715 (+7.71%) Land $11,254 Building $57,461 | $206,165 (+7.71%) Land $33,765 Building $172,400 |
| 2023 | $5,873.00 (+8.72%) | $63,796 (+8.38%) Land $10,448 Building $53,348 | $191,407 (+8.38%) Land $31,347 Building $160,060 |
| 2022 | $5,402.00 | $58,861 Land $10,196 Building $48,665 | $176,601 Land $30,591 Building $146,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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