3445 Manati Ct, Cape Coral, FL 33909 Property Records

Lee County property record for 3445 Manati Ct, Cape Coral, FL 33909

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,863 sqft · built 2018
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Trust Names on File
Last Sale	$271,170 (Oct 2018)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`21-43-24-C3-00938.0390`

Property Details

APN / Parcel Number

Primary APN	`21-43-24-C3-00938.0390`
Alternative APNs	`242143C3009380390` `10539640`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,863 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	1,329 sqft
Upper Floors Area	1,534 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	115 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10539640
Street Address	3445 MANATI CT
City	CAPE CORAL
State	FL
Zip	33909-5389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB-1
Legal Description	ENTRADA DESC IN INST#2006-409641 BLK 8038 LOT 39
Legal Range	24E
Legal Township	43S
Legal Section	21
Legal Subdivision	ENTRADA
Legal Tract	C3
Legal Block	8038
Legal Lot Number	39
Jurisdiction	LEE FL
Township / Civil Division	CAPE CORAL
Census Block Group	2
Census Block	2028
Census Tract	10210

Owner

3445 Manati Ct is owner-occupied and held in a trust since October 2018.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3445 MANATI CT, CAPE CORAL, FL 33909-5389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Deed Document Number	2018245770
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3445 MANATI CT, CAPE CORAL, FL 33909-5389
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 MANATI CT, CAPE CORAL, FL 33909-5389

Mortgage

Document Number	0000119367
Date	Apr 11, 2022
Instrument	2022000119367

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3445 MANATI CT, CAPE CORAL, FL 33909-5389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154935
Date	Jul 9, 2020
Instrument	2020000154935

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 16, 2018
Property Address	3445 MANATI CT, CAPE CORAL, FL 33909-5389
Document Number	0000245770
Map Reference	DOC2006000409641
Instrument Date	Oct 15, 2018
Instrument	2018000245770
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,898.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 MANATI CT, CAPE CORAL, FL 33909-5389

Mortgage

Document Number	0000245773
Date	Oct 16, 2018
Instrument	2018000245773

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3445 Manati Ct was $4,645 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Cape Coral City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,965 (+2.7%)	$309,959 (+11.88%) Land $163,929 Building $146,030
2025	$4,645.00 Homeowner's exemption	$271,631	$277,056 Land $170,142 Building $106,914
2023	$4,266.00 (+6.6%) Homeowner's exemption	$256,287 (+3%)	$353,141 (-3.97%) Land $173,658 Building $179,483
2022	$4,002.00 Homeowner's exemption	$248,822	$367,732 Land $121,560 Building $246,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3445 Manati Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3445 Manati Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000

May also be available: Xfinity.

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