3440 Joseph Ct, Sturgis, SD 57785 Property Records

Meade County property record for 3440 Joseph Ct, Sturgis, SD 57785 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,550 (2025)
Deeds & Mortgages	May 2024 Line of Credit Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01.49.01.16`

Property Details

APN / Parcel Number

Primary APN	`01.49.01.16`

Exterior

Lot Area	10,585 sqft (0.243 acres)

Location & Zoning

Street Address	3440 JOSEPH CT
City	STURGIS
State	SD
Zip	57785-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DAVENPORT RANCH ADDITION LOT 16 BLK 1
Legal Subdivision	DAVENPORT RANCH ADDITION
Legal Block	1
Legal Lot Number	16
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1093
Census Tract	20401

Owner

Source: Meade County records · APN 01.49.01.16

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3440 JOSEPH CT, STURGIS, SD 57785-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2024	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit PROVIDENT FUNDING ASSOC LP
May 06, 2024	Warranty Deed, Transfer
Jul 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jul 14, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	3440 JOSEPH CT, STURGIS, SD 57785-2757
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00984/1358
Date	May 06, 2024
Book Page	984/1358
Instrument	24002336

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2054

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	3440 JOSEPH CT, STURGIS, SD 57785-2757
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01006/1143
Date	Mar 30, 2026
Book Page	1006/1143
Instrument	26001728

Lender

Name	PROVIDENT FUNDING ASSOC LP
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	May 06, 2024
Property Address	3440 JOSEPH CT, STURGIS, SD 57785-2757
Document Number	000980/850
Book / Page	980 / 850
Map Reference	MB 27 PG 167
Instrument Date	May 02, 2024
Instrument	24002335
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5527 BETHPAGE DR, RAPID CITY, SD 57702-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 JOSEPH CT, STURGIS, SD 57785-2757

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	3440 JOSEPH CT, STURGIS, SD 57785-2757
Transaction Type	Mortgage
Record Updated	Aug 09, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00976/1483
Date	Jul 14, 2023
Book Page	976/1483
Instrument	23003906

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Jul 14, 2023
Property Address	3440 JOSEPH CT, STURGIS, SD 57785-2757
Document Number	00967/1521
Book / Page	967 / 1521
Map Reference	MB 27 PG 167-168
Instrument Date	Jul 12, 2023
Instrument	23003905
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5527 BETHPAGE DR, RAPID CITY, SD 57702-9575

Mortgage

Document Number	0023003906
Date	Jul 14, 2023
Instrument	23003906

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Meade County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (+413.54%) Additional exemption filed	$339,009 (+516.38%) Land $55,000 Building $284,009	$339,009 Land $55,000 Building $284,009
2024	$886.00 (-4.94%)
2023		$55,000 Land $55,000
2022	$932.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Meade County (46093C), updated May 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460930204011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 82% of South Dakota
Wildfire Likelihood	About 1 in 353 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clarity Telecom	Fiber	5,000 / 5,000
Midcontinent Communications	Cable	2,000 / 1,000
Lumen Technologies	Fiber	2,000 / 1,000
BHT Investment Holdings	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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