Meade County property record for 3456 Joseph Ct, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,420 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.49.01.14 |
| Primary APN | 01.49.01.14 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Street Address | 3456 JOSEPH CT |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED DAVENPORT RANCH ADDITION LOT 14 BLK 1 |
| Legal Subdivision | DAVENPORT RANCH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 20401 |
Source: Meade County assessment roll, APN 01.49.01.14, as of March 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3456 JOSEPH CT, STURGIS, SD 57785-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 05, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHERN HILLS FCU |
| Mar 02, 2023 | Deed of Trust, Mortgage · Line of Credit SENTINEL FCU |
| Dec 20, 2022 | Warranty Deed, Transfer · Line of Credit UNIFY HOME LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3456 JOSEPH CT, STURGIS, SD 57785-2757 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00999/1159 |
|---|---|
| Date | Sep 05, 2025 |
| Book Page | 999/1159 |
| Instrument | 25005265 |
| Name | NORTHERN HILLS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3456 JOSEPH CT, STURGIS, SD 57785-2757 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00972/1428 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 972/1428 |
| Instrument | 23001109 |
| Name | SENTINEL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Dec 20, 2022 |
| Property Address | 3456 JOSEPH CT, STURGIS, SD 57785-2757 |
| Document Number | 000967/632 |
| Book / Page | 967 / 632 |
| Map Reference | MB 27 PG 167-168 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 22007974 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3456 JOSEPH CT, STURGIS, SD 57785-2757 |
| Document Number | 000971/851 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 971/851 |
| Instrument | 22007975 |
| Name | UNIFY HOME LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|
Source: Meade County assessment roll as of March 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,420.00 (+5.54%) Additional exemption filed | $478,353 (+769.73%) Land $55,000 Building $423,353 | $478,353 Land $55,000 Building $423,353 |
| 2024 | $6,083.00 (+552.68%) | ||
| 2023 | $55,000 (-) Land $55,000 | ||
| 2022 | $932.00 | $55,000 Land $55,000 |
Source: FEMA National Flood Hazard Layer, Meade County (46093C), as of May 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460930204011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | High above 71% of the US · above 81% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 49 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarity Telecom Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Midcontinent Communications Cable | 2,000 / 1,000 |
| Lumen Technologies Fiber | 2,000 / 1,000 |
| BHT Investment Holdings Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system SD4600321, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STURGIS serves 7,020 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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