3431 Joseph Ct, Sturgis, SD 57785 Property Records

Meade County property record for 3431 Joseph Ct, Sturgis, SD 57785

Property Summary

Property TypeVacant Land
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Tax Bill$1,104 (2025)
Deeds & MortgagesSep 2024 Line of Credit
Apr 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01.49.01.07

Property Details

APN / Parcel Number

Primary APN01.49.01.07

Exterior

Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address3431 JOSEPH CT
CitySTURGIS
StateSD
Zip57785-2757
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionDAVENPORT RANCH ADDITION LOT 7 BLK 1
Legal SubdivisionDAVENPORT RANCH ADDITION
Legal Block1
Legal Lot Number7
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group1
Census Block1093
Census Tract20401

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3431 JOSEPH CT, STURGIS, SD 57785-2757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2024Deed of Trust, Mortgage · Line of Credit
GATEWAY MORTGAGE CORP
Apr 28, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PIONEER BANK
Sep 29, 2023Warranty Deed, Transfer
Jul 29, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address3431 JOSEPH CT, STURGIS, SD 57785-2757
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000989/799
DateSep 9, 2024
Book Page989/799
Instrument24004963
Lender
NameGATEWAY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 6, 2025

April 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateApr 28, 2025
Property Address3431 JOSEPH CT, STURGIS, SD 57785-2757
Document Number000993/274
Book / Page993 / 274
Map ReferenceMB 28 PG 205-206
Instrument DateApr 25, 2025
Instrument25002240
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1624 CONCOURSE CT, RAPID CITY, SD 57703-4761

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3431 JOSEPH CT, STURGIS, SD 57785-2757

Mortgage

Document Number0025002241
DateApr 28, 2025
Instrument25002241
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateSep 29, 2023
Property Address3431 JOSEPH CT, STURGIS, SD 57785-2757
Document Number00967/1929
Book / Page967 / 1929
Map ReferenceMB 27 PG 167-168
Instrument DateSep 29, 2023
Instrument23005566
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2214 SPLITROCK DR, STURGIS, SD 57785-7001

Transferred To (Grantee/Buyer)

NameVerified Name
Address10769 MURRAY DR, NORTHGLENN, CO 80233-3546
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateJul 29, 2021
Property Address3431 JOSEPH CT, STURGIS, SD 57785-2757
Document Number00934/1837
Book / Page934 / 1837
Map ReferenceMB 27 PG 167-168
Instrument DateJul 28, 2021
Instrument21005716
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$68.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1921 LAZELLE ST, STURGIS, SD 57785-1136

Transferred To (Grantee/Buyer)

NameVerified Name
Address2214 SPLITROCK RD, STURGIS, SD 57785-7001

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,104.00$68,500 (-) Land $68,500$68,500 Land $68,500
2024$1,104.00 (-4.91%)$68,500 (-) Land $68,500
2023$68,500 (-) Land $68,500
2022$1,161.00$68,500 Land $68,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 81% of South Dakota
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable in parts of the area
5,000 / 5,000
Midco
Cable
2,000 / 1,000
CenturyLink
Fiber
2,000 / 1,000
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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