3430 Joseph Ct, Sturgis, SD 57785 Property Records

Meade County property record for 3430 Joseph Ct, Sturgis, SD 57785

Property Summary

Property TypeVacant Land
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Tax Bill$887 (2025)
Deeds & MortgagesOct 2024 Line of Credit
Jan 2025 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN01.49.01.17

Property Details

APN / Parcel Number

Primary APN01.49.01.17

Exterior

Lot Area11,979 sqft (0.275 acres)

Location & Zoning

Street Address3430 JOSEPH CT
CitySTURGIS
StateSD
Zip57785-2757
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionDAVENPORT RANCH ADDITION
Legal SubdivisionDAVENPORT RANCH ADDITION
Legal Block1
Legal Lot Number17
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group1
Census Block1093
Census Tract20401

Owner

Source: Meade County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19405 TITUS DR, WESTFIELD, IN 46062-0023
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2024Deed of Trust, Mortgage · Line of Credit
NORTHERN HILLS FCU
Jan 23, 2025Deed of Trust, Mortgage · Line of Credit
GATEWAY MORTGAGE CORP
Jun 2, 2025Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Jun 2, 2025Quit Claim Deed, Transfer
Quitclaim
Apr 25, 2024Warranty Deed, Transfer
Dec 8, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address3430 JOSEPH CT, STURGIS, SD 57785-2757
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000990/735
DateOct 29, 2024
Book Page990/735
Instrument24005925
Lender
NameNORTHERN HILLS FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 1, 2025

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address3430 JOSEPH CT, STURGIS, SD 57785-2757
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000992/134
DateJan 23, 2025
Book Page992/134
Instrument25000390
Lender
NameGATEWAY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2055

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateJun 2, 2025
Property Address3430 JOSEPH CT, STURGIS, SD 57785-2757
Document Number000993/439
Book / Page993 / 439
Map ReferenceMB 27 PG 167-168
Instrument DateMay 29, 2025
Instrument25002996
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$489.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3456 JOSEPH CT, STURGIS, SD 57785-2757

Transferred To (Grantee/Buyer)

NameVerified Name
Address19405 TITUS DR, WESTFIELD, IN 46062-0023

Mortgage

Document Number0025002998
DateJun 2, 2025
Instrument25002998
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMEADE SD
Recording DateJun 2, 2025
Property Address3430 JOSEPH CT, STURGIS, SD 57785-2757
Document Number000993/438
Book / Page993 / 438
Map ReferenceMB 27 PG 167-168
Instrument DateMay 29, 2025
Instrument25002995
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3456 JOSEPH CT, STURGIS, SD 57785-2757

Transferred To (Grantee/Buyer)

NameVerified Name
Address3456 JOSEPH CT, STURGIS, SD 57785-2757

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateApr 25, 2024
Property Address3430 JOSEPH CT, STURGIS, SD 57785-2757
Document Number000980/808
Book / Page980 / 808
Map ReferenceMB 27 PG 167
Instrument DateApr 24, 2024
Instrument24002119
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address174 OAK GROVE CT, STURGIS, SD 57785-2567

Transferred To (Grantee/Buyer)

NameVerified Name
Address3456 JOSEPH CT, STURGIS, SD 57785-2757

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateDec 8, 2021
Property Address3430 JOSEPH CT, STURGIS, SD 57785-2757
Document Number000952/627
Book / Page952 / 627
Map ReferenceMB 27 PG 167-168
Instrument DateDec 7, 2021
Instrument21009562
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Tax$60.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1921 LAZELLE ST, STURGIS, SD 57785-1136

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address174 OAK GROVE CT, STURGIS, SD 57785-2567
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$887.00 (+0.11%)$55,000 (-) Land $55,000$55,000 Land $55,000
2024$886.00 (-4.94%)$55,000 (-) Land $55,000
2023$55,000 (-) Land $55,000
2022$932.00$55,000 Land $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 81% of South Dakota
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable in parts of the area
5,000 / 5,000
Midco
Cable
2,000 / 1,000
CenturyLink
Fiber
2,000 / 1,000
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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