McDowell County property record for 344 Maple Dr, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 1977 |
| Owner | Individual Name on File |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0669-00-30-1441 |
| Primary APN | 0669-00-30-1441 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Width | 140 ft Width |
| Garage Area | 480 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Account Number | 17580 |
|---|---|
| Street Address | 344 MAPLE DR |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 18 FAW S/D 284 90 |
| Legal Subdivision | FAW S/D |
| Legal Lot Number | 18 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970800 |
344 Maple Dr, a rural home, is owned by an individual who acquired it in September 1993.
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1512, OLD FORT, NC 28762-1512 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1993 |
| Deed Sale | Sep 1, 1993 |
| Deed Document Number | 0000461384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 344 MAPLE DR, OLD FORT, NC 28762-8696 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014100163 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 1410/163 |
| Instrument | 2022004956 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 344 Maple Dr was $926.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 | $130,900 Land $30,000 Building $100,900 | |
| 2023 | $900.00 | $130,900 Land $30,000 Building $100,900 | $130,900 Land $30,000 Building $100,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 344 Maple Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 344 Maple Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROYAL GORGE WATER UTILITY private · serves 950 people · EPA ID NC0111118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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