McDowell County property record for 431 Maple Dr, Old Fort, NC 28762 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 2 ba · 1,639 sqft · built 1966 |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 2018) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0669-00-30-6691 |
| Primary APN | 0669-00-30-6691 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,639 sqft Heated Area |
| Basement Area | 609 sqft |
| Finished Basement | 609 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Width | 120 ft Width |
| Garage Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 68867 |
|---|---|
| Street Address | 431 MAPLE DR |
| City | OLD FORT |
| State | NC |
| Zip | 28762-8658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LT 31 FAW S/D |
| Legal Subdivision | FAW S/D |
| Legal Lot Number | 31 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970800 |
Source: McDowell County records · APN 0669-00-30-6691
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 431 MAPLE DR, OLD FORT, NC 28762-8658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on Record |
| Deed Sale | Oct 16, 2018 · Amount on Record |
| Deed Document Number | 0001257779 |
| Deed Book / Page | 1257 / 779 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Oct 16, 2018 |
| Property Address | 431 MAPLE DR, OLD FORT, NC 28762-8658 |
| Document Number | 0012570779 |
| Book / Page | 1257 / 0779 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 2018004779 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 MAPLE DR, OLD FORT, NC 28762-8658 |
| Document Number | 2018004780 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2018004780 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,017.00 (+2.94%) | $143,650 (-) Land $30,000 Building $113,650 | |
| 2023 | $988.00 | $143,650 Land $30,000 Building $113,650 | $143,650 Land $30,000 Building $113,650 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119708001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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