322 Maple Dr, Old Fort, NC 28762 Property Records

McDowell County property record for 322 Maple Dr, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,080 sqft · built 1967
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Nov 1990)
Tax Bill	$945 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0669-00-30-5462`

Property Details

APN / Parcel Number

Primary APN	`0669-00-30-5462`
Alternative APN	`15826286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Heated Area
Basement Area	1,080 sqft
Finished Basement	540 sqft
Unfinished Basement	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Width	148 ft Width
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	15826286
Street Address	322 MAPLE DR
City	OLD FORT
State	NC
Zip	28762
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 15 T B FAW S/D
Legal Subdivision	FAW S/D
Legal Lot Number	15
Jurisdiction	MCDOWELL NC
Township / Civil Division	CROOKED CREEK
Census Block Group	1
Census Block	1031
Census Tract	970800

Owner

Source: McDowell County records · APN 0669-00-30-5462

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2261, OLD FORT, NC 28762-2116
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 1990 · Amount on Record
Deed Sale	Nov 01, 1990 · Amount on Record
Deed Document Number	0000418245
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	322 MAPLE DR, OLD FORT, NC 28762
Document Number	0012500158
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 MAPLE DR OLD FORT NC 287628658, OLD FORT, NC 28762-8658

Mortgage

Document Number	0012500158
Date	Jul 23, 2018
Book Page	001250/000158
Instrument	3288

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (+2.83%)	$133,610 (-) Land $30,000 Building $103,610
2023	$919.00	$133,610 Land $30,000 Building $103,610	$133,610 Land $30,000 Building $103,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), as of December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119708001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2018–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 39 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0111118, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROYAL GORGE WATER UTILITY private · serves 950 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.