McDowell County property record for 275 Maple Dr, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,393 sqft · built 1969 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0669-00-20-7587 |
| Primary APN | 0669-00-20-7587 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,393 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Width | 165 ft Width |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 67009 |
|---|---|
| Street Address | 275 MAPLE DR |
| City | OLD FORT |
| State | NC |
| Zip | 28762-8695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FAW S/D LOT 28 |
| Legal Subdivision | FAW S/D |
| Legal Lot Number | 28 620 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970800 |
275 Maple Dr, a rural home, is owned and occupied by two individuals who acquired it in October 2017.
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 275 MAPLE DR, OLD FORT, NC 28762-8695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2019 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Dec 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 4, 2017 | Deed of Trust, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2017 |
| Deed Sale | Oct 9, 2017 |
| Deed Document Number | 0001226317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 275 MAPLE DR, OLD FORT, NC 28762-8695 |
| Document Number | 0012980886 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 275 MAPLE DR OLD FORT NC 287628695, OLD FORT, NC 28762-8695 |
| Document Number | 0012980886 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 001298/000886 |
| Instrument | 374 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 275 MAPLE DR, OLD FORT, NC 28762-8695 |
| Document Number | 0012980892 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 275 MAPLE DR OLD FORT NC 287628695, OLD FORT, NC 28762-8695 |
| Document Number | 0012980892 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 001298/000892 |
| Instrument | 375 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 275 MAPLE DR, OLD FORT, NC 28762-8695 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 275 MAPLE DR OLD FORT NC 287628695, OLD FORT, NC 28762-8695 |
| Document Number | 12260320 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 001226/000320 |
| Instrument | 4881 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2047 |
The 2025 property tax bill for 275 Maple Dr was $1,290.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,290.00 | $182,260 Land $30,000 Building $152,260 | |
| 2023 | $1,253.00 | $182,260 Land $30,000 Building $152,260 | $182,260 Land $30,000 Building $152,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 275 Maple Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 Maple Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROYAL GORGE WATER UTILITY private · serves 950 people · EPA ID NC0111118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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