St. Charles County property record for 3430 Frontier Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,422 sqft · built 1972 |
| Lot Size | 0.918 acres (40,002 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Mar 2024 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506219A000 |
| Primary APN | 506219A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 3,432 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,002 sqft (0.918 acres) |
| Lot Dimensions | 339 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 506219A000 |
|---|---|
| Street Address | 3430 FRONTIER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF AC LOT 27 |
| Legal Subdivision | WOODCLIFF AC |
| Legal Lot Number | 27 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 449 WOODSTREAM DR, SAINT CHARLES, MO 63304-8512 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 14, 2025 | Warranty Deed, Transfer |
| Mar 29, 2024 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Jan 14, 2020 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 |
| Deed Sale | Oct 14, 2025 |
| Prior Sale | Mar 29, 2024 · Amount on Record |
| Deed Document Number | 202545655 |
| Prior Transfer Date | Mar 19, 2024 |
| Prior Transfer Doc | 0000011919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 14, 2025 |
| Property Address | 3430 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000045655 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025R-045655 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 449 WOODSTREAM DR, SAINT CHARLES, MO 63304-8512 |
| Name | Verified Name |
|---|---|
| Address | 449 WOODSTREAM DR, SAINT CHARLES, MO 63304-8512 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 29, 2024 |
| Property Address | 3430 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0000011919 |
| Map Reference | MB 15 PG 24 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024R-011919 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3430 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Name | Verified Name |
|---|---|
| Address | 1329 AVONDALE SPRING DR, O FALLON, MO 63368-7995 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3430 FRONTIER DR, SAINT CHARLES, MO 63303-6634 |
| Document Number | 0072350090 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3430 FRONTIER DR ST CHARLES MO 633036634, ST CHARLES, MO 63303-6634 |
| Document Number | 0072350090 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 007235/000090 |
| Instrument | 108200 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,573 (-3.21%) | $318,805 (-3.21%) Land $70,000 Building $248,805 | |
| 2025 | $3,759.00 | $62,584 (+10.64%) | $329,391 (+10.64%) Land $70,000 Building $259,391 |
| 2023 | $56,567 | ||
| 2022 | $297,718 Land $70,000 Building $227,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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