3437 Scenic Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 3437 Scenic Ter, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,822 sqft · built 1977
Lot Size	0.285 acres (12,400 sqft)
Owner	Trust Name on File
Last Sale	$155,000 (Jun 1992)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-083-01-00`

Property Details

APN / Parcel Number

Primary APN	`505-083-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,822 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	12,400 sqft (0.285 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3437 SCENIC TER
City	SPRING VALLEY
State	CA
Zip	91978-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 16 TR 002530
Legal Subdivision	SWEETWATER SPGS
Legal Tract	002530
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13505

Owner

3437 Scenic Ter is owner-occupied and held in a trust since August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3437 SCENIC TER, SPRING VALLEY, CA 91978-1038
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Intrafamily Transfer, Transfer
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 1992 · Amount on File
Deed Sale	Jun 17, 1992 · Amount on File
Prior Sale	Dec 23, 1988 · Amount on File
Deed Document Number	1992375159
Last Transfer Date	Aug 26, 2021
Transfer Doc	0000644394
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2021
Property Address	3437 SCENIC TER, SPRING VALLEY, CA 91978-1038
Document Number	0000644394
Map Reference	MAP 2530
Instrument Date	Aug 26, 2021
Instrument	2021-0644394
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3437 SCENIC TER, SPRING VALLEY, CA 91978-1038

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3437 SCENIC TER, SPRING VALLEY, CA 91978-1038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274999
Date	Jun 19, 2017
Instrument	2017-0274999

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3437 SCENIC TER, SPRING VALLEY, CA 91978-1038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357158
Date	Jul 7, 2020
Instrument	2020-0357158

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3437 Scenic Ter was $5,877 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,364 (+2%) Land $126,244 Building $325,120
2025	$5,877.00 Homeowner's exemption	$442,515 Land $123,769 Building $318,746
2023	$5,474.00 (+1.63%) Homeowner's exemption	$425,334 Land $118,964 Building $306,370
2022	$5,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3437 Scenic Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3437 Scenic Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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