3401 Scenic Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 3401 Scenic Ter, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 1986
Lot Size	0.257 acres (11,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Feb 2018)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-140-17-00`

Property Details

APN / Parcel Number

Primary APN	`505-140-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,977 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	11,178 sqft (0.257 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3401 SCENIC TER
City	SPRING VALLEY
State	CA
Zip	91978-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM05123
Legal Subdivision	PARCEL MAP NUMBER 5123
Legal Tract	5123
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Dec 27, 2018	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN FINANCIAL CORP
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage SUPREME LNDG
Sep 10, 2019	Deed of Trust, Mortgage · VA Mortgage SUPREME LNDG
Feb 15, 2018	Grant Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Aug 5, 2013 · Amount on Record
Deed Document Number	201862004
Prior Transfer Date	Aug 30, 1995
Prior Transfer Doc	0000396820
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038

Mortgage

Document Number	0000222928
Date	Mar 22, 2021
Instrument	2021-0222928

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTMINISTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038

Mortgage

Document Number	0000530306
Date	Dec 27, 2018
Instrument	2018-0530306

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company
Address	HENDERSON, NV 89014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038
Document Number	0000338443
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 SCENIC TER SPRING VALLEY CA 919781038, SPRING VALLEY, CA 91978-1038

Mortgage

Document Number	0000338443
Date	Jun 29, 2020
Instrument	338443

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038
Document Number	0000407031
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 SCENIC TER SPRING VALLEY CA 919781038, SPRING VALLEY, CA 91978-1038

Mortgage

Document Number	0000407031
Date	Sep 17, 2019
Instrument	407031

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2018
Property Address	3401 SCENIC TER, SPRING VALLEY, CA 91978-1038
Document Number	0000062004
Instrument Date	Jan 30, 2018
Instrument	62004
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 SCENIC TER SPRING VALLEY CA 919781038, SPRING VALLEY, CA 91978-1038

Mortgage

Document Number	62005
Date	Feb 15, 2018
Instrument	62005

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,723 (+2%) Land $305,618 Building $350,105
2025	$6,255.00 (+5.62%)	$642,867 (+4.04%) Land $299,626 Building $343,241
2023	$5,922.00 (-0.02%)	$617,905 Land $287,992 Building $329,913
2022	$5,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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