3405 Scenic Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 3405 Scenic Ter, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1959
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Mar 2025)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-083-05-00`

Property Details

APN / Parcel Number

Primary APN	`505-083-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,628 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	11,400 sqft (0.262 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3405 SCENIC TER
City	SPRING VALLEY
State	CA
Zip	91978-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 TR 002530
Legal Subdivision	SWEETWATER SPGS
Legal Tract	002530
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 SCENIC TER, SPRING VALLEY, CA 91978-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Intrafamily Transfer, Transfer
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Deed Document Number	202575531
Prior Transfer Date	Nov 15, 2023
Prior Transfer Doc	0000007375
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2024
Property Address	3405 SCENIC TER, SPRING VALLEY, CA 91978-1038
Document Number	0000007375
Map Reference	MAP 2530
Instrument Date	Nov 15, 2023
Instrument	2024-0007375
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 SCENIC TER, SPRING VALLEY, CA 91978-1038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3405 SCENIC TER, SPRING VALLEY, CA 91978-1038
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 SCENIC TER, SPRING VALLEY, CA 91978-1038

Mortgage

Document Number	0000512301
Date	Jul 19, 2021
Instrument	2021-0512301

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3405 SCENIC TER, SPRING VALLEY, CA 91978-1038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000505416
Date	Nov 5, 2019
Instrument	2019-0505416

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,700 (+569.4%) Land $586,500 Building $163,200
2025	$1,973.00 (+10.84%) Homeowner's exemption	$111,995 (+4.04%) Land $45,715 Building $66,280
2023	$1,780.00 (+2.65%) Homeowner's exemption	$107,648 Land $43,941 Building $63,707
2022	$1,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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