3424 Scenic Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 3424 Scenic Ter, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,860 sqft · built 1956
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Mar 2018)
Tax Bill	$7,705 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-084-03-00`

Property Details

APN / Parcel Number

Primary APN	`505-084-03-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,860 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3424 SCENIC TER
City	SPRING VALLEY
State	CA
Zip	91978-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 23 TR 002530
Legal Subdivision	SWEETWATER SPGS
Legal Tract	002530
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3424 SCENIC TER, SPRING VALLEY, CA 91978-1039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 9, 2018	Grant Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 13, 2017	Grant Deed, Transfer · ARM MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	201894927
Prior Transfer Date	Oct 11, 2007
Prior Transfer Doc	0000701793
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3424 SCENIC TER, SPRING VALLEY, CA 91978-1039
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 SCENIC TER, SPRING VALLEY, CA 91978-1039

Mortgage

Document Number	0000267699
Date	Sep 25, 2025
Instrument	2025-0267699

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2018
Property Address	3424 SCENIC TER, SPRING VALLEY, CA 91978-1039
Document Number	0000094927
Map Reference	MAP 2530
Instrument Date	Feb 12, 2018
Instrument	2018-0094927
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3424 SCENIC TER, SPRING VALLEY, CA 91978-1039

Mortgage

Document Number	0000094928
Date	Mar 9, 2018
Instrument	2018-0094928

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2017
Property Address	3424 SCENIC TER, SPRING VALLEY, CA 91978-1039
Document Number	0000419845
Map Reference	MAP2530
Instrument Date	Aug 17, 2017
Instrument	2017-0419845
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 SCENIC TER, SPRING VALLEY, CA 91978-1039

Mortgage

Document Number	0000419846
Date	Sep 13, 2017
Instrument	2017-0419846

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Margin	2
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$609,299 (+2%) Land $321,876 Building $287,423
2025	$7,705.00 (+6.94%) Homeowner's exemption	$597,353 (+4.04%) Land $315,565 Building $281,788
2023	$7,205.00 (+1.52%) Homeowner's exemption	$574,159 Land $303,312 Building $270,847
2022	$7,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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