Caldwell County property record for 3436 Rusty Ln, Lenoir, NC 28645 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,038 sqft Heated Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $79,000 (1998) |
| Tax Bill | $983.00 (2025) |
| Primary APN | 09105 2 23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,038 sqft Heated Area |
| Gross Area | 1,638 sqft Gross Area |
| 1st Floor | 1,038 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Carport Garage |
| Garage Area | 216 sqft Garage |
| Carport | Carport |
| Carport Area | 216 sqft Carport |
| Deck Area | Deck Area |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 105424 |
|---|---|
| Street Address | 3436 RUSTY LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-9192 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 1227 PG 1014 YR 98 ST 10.00 PLAT 40/74 2024 |
| Jurisdiction | CALDWELL NC |
| Minor Civil Division | LOWER CREEK |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 31100 |
Source: Caldwell County records · APN 09105 2 23
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3436 RUSTY LN, LENOIR, NC 28645-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Jul 17, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 1998 · Amount on Record |
| Deed Sale | Jun 25, 1998 · Amount on Record |
| Prior Sale | Jun 01, 1998 · Amount on Record |
| Deed Book / Page | 1227 / 1014 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3436 RUSTY LN, LENOIR, NC 28645-9192 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0020531280 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 2053/1280 |
| Instrument | 10071019 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3436 RUSTY LN, LENOIR, NC 28645-9192 |
| Document Number | 0019230997 |
| Book / Page | 001923 / 000997 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 3436 RUSTY LN LENOIR NC 286459192, LENOIR, NC 28645-9192 |
| Document Number | 0019230997 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 001923/000997 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,900 (-) Land $18,800 Building $133,100 | ||
| 2025 | $983.00 (+16.61%) | $151,900 (+29.39%) Land $18,800 Building $133,100 | $151,900 (+29.39%) Land $18,800 Building $133,100 |
| 2023 | $117,400 (-) Land $46,500 Building $70,900 | $117,400 (-) Land $46,500 Building $70,900 | |
| 2022 | $843.00 | $117,400 Land $46,500 Building $70,900 | $117,400 Land $46,500 Building $70,900 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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