Caldwell County property record for 3426 Rusty Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,355 sqft · built 2002 |
| Lot Size | 70.2 acres (3,059,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2021) |
| Tax Bill | $3,724 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09105 2 25 |
| Primary APN | 09105 2 25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,355 sqft Heated Area |
| Gross Area | 5,017 sqft |
| 1st Floor Area | 1,680 sqft |
| Upper Floors Area | 675 sqft |
| Basement Area | 1,668 sqft |
| Finished Basement | 1,317 sqft |
| Unfinished Basement | 351 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 3,059,219 sqft (70.2 acres) |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 702 sqft |
| Deck Area | 292 sqft |
| Patio Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 171629 |
|---|---|
| Street Address | 3426 RUSTY LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2022 PG 883 YR 21 ST 1300.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31100 |
3426 Rusty Ln is owned and occupied by two individuals who bought it in May 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3426 RUSTY LN, LENOIR, NC 28645-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Aug 7, 2000 · Amount on File |
| Deed Document Number | 202110057911 |
| Deed Book / Page | 2022 / 883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 21, 2021 |
| Property Address | 3426 RUSTY LN, LENOIR, NC 28645-9192 |
| Document Number | 0020220883 |
| Book / Page | 2022 / 883 |
| Instrument Date | May 18, 2021 |
| Instrument | 10057911 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | NOT AVAILABLE, SOLIDIFI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3426 RUSTY LN, LENOIR, NC 28645-9192 |
| Investor | Possibly a Property Investor |
| Document Number | 10057912 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 10057912 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 3426 Rusty Ln was $3,724, down 21.3% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,724.00 (-21.27%) | $615,300 (-) | |
| 2025 | $4,730.00 | $615,300 | $910,200 Land $331,900 Building $578,300 |
| 2023 | $602,500 (-) Land $266,700 Building $335,800 | $602,500 (-) Land $266,700 Building $335,800 | |
| 2022 | $4,235.00 | $602,500 Land $266,700 Building $335,800 | $602,500 Land $266,700 Building $335,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3426 Rusty Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3426 Rusty Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
May also be available: AT&T, Spectrum.
5G (outdoors only) and 4G LTE
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