Caldwell County property record for 3424 Rusty Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,377 sqft · built 1991 |
| Lot Size | 15.5 acres (676,487 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,253 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09105 2 27 |
| Primary APN | 09105 2 27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,377 sqft Heated Area |
| Gross Area | 3,426 sqft |
| 1st Floor Area | 1,377 sqft |
| Basement Area | 1,377 sqft |
| Unfinished Basement | 1,377 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 676,487 sqft (15.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 348 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 43051 |
|---|---|
| Street Address | 3424 RUSTY LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0895/0138 0086 15.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31100 |
3424 Rusty Ln is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3424 RUSTY LN, LENOIR, NC 28645-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3424 Rusty Ln was $2,253, down 4.8% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,253.00 (-4.82%) | $370,700 (-) Land $127,500 Building $243,200 | |
| 2025 | $2,367.00 | $370,700 Land $127,500 Building $243,200 | $370,700 Land $127,500 Building $243,200 |
| 2023 | $240,600 (-) Land $105,600 Building $135,000 | $240,600 (-) Land $105,600 Building $135,000 | |
| 2022 | $1,705.00 | $240,600 Land $105,600 Building $135,000 | $240,600 Land $105,600 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3424 Rusty Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3424 Rusty Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
May also be available: AT&T, Spectrum.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures