Caldwell County property record for 3368 Rusty Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2015 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (May 2000) |
| Tax Bill | $2,125 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09105 2 16B |
| Primary APN | 09105 2 16B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,650 sqft Heated Area |
| Gross Area | 3,630 sqft |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,650 sqft |
| Unfinished Basement | 1,650 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 206 sqft |
| Patio Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 131563 |
|---|---|
| Street Address | 3368 RUSTY LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-9193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1888 PG 245 YR 2016 ST 0.00 |
| Legal Subdivision | D & A COLVARD PROP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31100 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2268 SEMINOLE WAY, LENOIR, NC 28645-8708 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2000 · Amount on Record |
| Deed Sale | May 19, 2000 · Amount on Record |
| Deed Book / Page | 1299 / 1417 |
| Last Transfer Date | Jan 8, 2016 |
| Transfer Doc | 0018880245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3368 RUSTY LN, LENOIR, NC 28645-9193 |
| Document Number | 0010008525 |
| Book / Page | 001913 / 000732 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3368 RUSTY LN LENOIR NC 286459193, LENOIR, NC 28645-9193 |
| Document Number | 0010008525 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 001913/000732 |
| Instrument | 10008525 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2047 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,125.00 (-4.79%) | $349,400 (-) Land $32,600 Building $316,800 | |
| 2025 | $2,232.00 (+31.84%) | $349,400 (+59.98%) Land $32,600 Building $316,800 | $349,400 (+59.98%) Land $32,600 Building $316,800 |
| 2024 | $1,693.00 (+9.3%) | ||
| 2023 | $218,400 (-) Land $30,800 Building $187,600 | $218,400 (-) Land $30,800 Building $187,600 | |
| 2022 | $1,549.00 | $218,400 Land $30,800 Building $187,600 | $218,400 Land $30,800 Building $187,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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