3435 River St, Kingston, MI 48741 Property Records

Tuscola County property record for 3435 River St, Kingston, MI 48741

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1967
Lot Size	0.113 acres (4,960 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2024)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-500-102-0150-00`

Property Details

APN / Parcel Number

Primary APN	`038-500-102-0150-00`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Condo/Apartment
Lot Area	4,960 sqft (0.113 acres)
Garage Area	352 sqft

Location & Zoning

Street Address	3435 RIVER ST
City	KINGSTON
State	MI
Zip	48741-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VKGN-A-01A T12N R11E W 60.5 FT OF LOT 1 & W 60.5 FT OF S 16 FT OF LOT 2 BLK 2 PLAT OF NEWBERRY NOW KNOWN AS KINGSTON.
Legal Subdivision	NEWBERRY NOW KNOWS AS KINGSTON
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	TUSCOLA MI
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4049
Census Tract	500

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3435 RIVER ST, KINGSTON, MI 48741-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional with PMI INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Apr 29, 2024 · Amount on Record
Deed Book / Page	1560 / 963
Prior Transfer Date	Nov 10, 2016
Prior Transfer Doc	1362001207
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jul 27, 2026
Property Address	3435 RIVER ST, KINGSTON, MI 48741-9742
Document Number	1604001401
Book / Page	1604 / 1401
Instrument Date	Jul 27, 2026
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$108,575.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 SANDUSKY RD, PECK, MI 48466-9787

Mortgage

Document Number	1604001403,
Date	Jul 27, 2026
Book Page	1604/1403

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	1604001414,
Date	Jul 27, 2026
Book Page	1604/1414

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	3435 RIVER ST, KINGSTON, MI 48741-9742
Document Number	0014670698
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 RIVER ST KINGSTON MI 487419742, KINGSTON, MI 48741-9742

Mortgage

Document Number	0014670698
Date	Jan 12, 2021
Book Page	001467/000698

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2036

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Kingston Township
Municipality	Kingston Village
Unified School District	Kingston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,000 (+5.02%)	$92,000 (+5.02%)
2025	$2,005.00 (+222.35%) Homeowner's exemption	$43,800 (+20.66%)	$87,600 (+20.66%)
2023		$36,300	$72,600
2020	$622.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF KINGSTON serves 440 people · EPA ID MI0003660
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures