3431 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3431 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	3,237 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2017)
Tax Bill	$6,406.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0700-0001-4520`
Alternative APNs	`263015070000014520` `120816`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,237 sqft Living Area
Gross Area	4,034 sqft Gross Area
1st Floor	2,763 sqft 1st Floor
Upper Floors	474 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	589 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	300 sqft Pool
Deck Area	821 sqft Deck
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3431 PAWLEYS LOOP N
City	SAINT CLOUD
State	FL
Zip	34769-7109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 452
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	4520
Legal Lot Number	452
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3024
Census Tract	43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4520

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3431 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Feb 02, 2006 · Amount on Record
Deed Doc Number	2017124951
Deed Book / Page	5201 / 2996
Prior Transfer Date	Aug 01, 2008
Prior Transfer Doc	0038060281
Record Refreshed	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 29, 2017
Property Address	3431 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109
Document Number	0052012996
Book / Page	005201 / 002996
Instrument Date	Aug 28, 2017
Instrument	124951
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3431 PAWLEYS LOOP N ST CLOUD FL 347697109, ST CLOUD, FL 34769-7109

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,564.00 (+2.47%) Homeowner's exemption	$308,899 (+5.99%)	$486,000 (+9.16%) Land $85,000 Building $401,000
2024	$6,406.00 (+5.17%)
2023	$6,091.00 (+5.05%) Homeowner's exemption	$291,451 (+3%)	$445,200 (+10.25%) Land $75,000 Building $370,200
2022	$5,798.00 Homeowner's exemption	$282,963	$403,800 Land $70,000 Building $333,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.