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3460 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3460 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,213 sqft Living Area
Lot Size12,240 sqft (0.281 acres)
GarageAttached, 647 sqft
Last Sale$615,000 (2023)
Tax Bill$10,194.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-4990
Alternative APNs
  • 263015070000014990
  • 120863

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,213 sqft Living Area
Gross Area4,310 sqft Gross Area
1st Floor1,627 sqft 1st Floor
Upper Floors1,586 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,240 sqft (0.281 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area647 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area36 sqft Pool
Deck Area895 sqft Deck
Porch Area450 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3460 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7105
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 499
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block4990
Legal Lot Number499
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3030
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4990

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address784 OLMSTEAD AVE, BRONX, NY 10473-2019
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 10, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LN SERVICING
May 09, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LN SERVICING
Jun 19, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Doc Number202339554
Deed Book / Page6383 / 1558
Prior Transfer DateMar 20, 2014
Prior Transfer Doc0045962269
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 10, 2023
Property Address3460 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105
Document Number0063831558
Book / Page6383 / 1558
Map ReferenceMB 16 PG 34-41
Instrument DateApr 06, 2023
Instrument2023039554
Transaction TypeTransfer
Record UpdatedApr 26, 2023
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,305.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address92680 SHIPTON LN, FERNANDINA BEACH, FL 32034-0328

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 OLMSTEAD AVE, BRONX, NY 10473-2019

Mortgage

Document Number0063831559
DateApr 10, 2023
Instrument6383/1559
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3460 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105
Document Number0056991605
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedJun 09, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3460 PAWLEYS LOOP N ST CLOUD FL 347697105, ST CLOUD, FL 34769-7105

Mortgage

Document Number0056991605
DateMar 26, 2020
Book Page005699/001605
Instrument43607
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3460 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105
Document Number0055251166
Instrument DateMay 09, 2019
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3460 PAWLEYS LOOP N ST CLOUD FL 347697105, ST CLOUD, FL 34769-7105

Mortgage

Document Number0055251166
DateMay 16, 2019
Book Page005525/001166
Instrument63281
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 19, 2018
Property Address3460 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105
Document Number0053530141
Book / Page005353 / 000141
Instrument DateJun 19, 2018
Instrument94629
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyA CLEAR CHOICE TITLE AND ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,484.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3460 PAWLEYS LOOP N ST CLOUD FL 347697105, ST CLOUD, FL 34769-7105

Mortgage

Document Number53530142
DateJun 19, 2018
Book Page005353/000142
Instrument94630
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,431.00 (+2.32%)$481,800 (+57.31%) Land $85,000 Building $396,800$481,800 (+8.98%) Land $85,000 Building $396,800
2024$10,194.00 (+60.33%)
2023$6,358.00 (+4.95%) Homeowner's exemption$306,269 (+3%)$442,100 (+9.95%) Land $75,000 Building $367,100
2022$6,058.00 Homeowner's exemption$297,349$402,100 Land $70,000 Building $332,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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