Osceola County property record for 3401 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,763 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Garage | Finished, 589 sqft |
| Last Sale | $360,000 (2020) |
| Tax Bill | $8,942.00 (2025) |
| Primary APN | 120813 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,763 sqft Heated Area |
| Gross Area | 3,650 sqft Gross Area |
| 1st Floor | 2,763 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 120 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 589 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 298 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 120813 |
|---|---|
| Street Address | 3401 PAWLEYS LOOP N |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 449 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 1 |
| Legal Lot Number | 449 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 43208 |
Source: Osceola County records · APN 120813
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3270 ADELADE CT, LITHONIA, GA 30038-2801 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 08, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Prior Sale | May 08, 2017 · Amount on Record |
| Deed Doc Number | 0058522786 |
| Deed Book / Page | 5852 / 2786 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 16, 2020 |
| Property Address | 3401 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109 |
| Document Number | 0058522786 |
| Book / Page | 5852 / 2786 |
| Map Reference | MB 16 PG 34-41 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2020171353 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2477 DATURA LOOP, 2477, SAINT CLOUD, FL 34772-7851 |
| Name | Verified Name |
|---|---|
| Address | 3270 ADELADE CT, LITHONIA, GA 30038-2801 |
| Document Number | 0058522787 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 5852/2787 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 08, 2017 |
| Property Address | 3401 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109 |
| Document Number | 0051440051 |
| Book / Page | 5144 / 0051 |
| Map Reference | MB16 PG34-41 |
| Instrument Date | May 05, 2017 |
| Instrument | 2017067095 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 647 E LIVINGSTON ST, 647, ORLANDO, FL 32803-5617 |
| Name | Verified Name |
|---|---|
| Address | 3401 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109 |
| Document Number | 0051440052 |
|---|---|
| Date | May 08, 2017 |
| Instrument | 5144/0052 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,942.00 (+15.38%) | $428,100 (+9.4%) Land $85,000 Building $343,100 | $428,100 (+9.4%) Land $85,000 Building $343,100 |
| 2023 | $7,750.00 (+10.09%) | $391,300 (+10.76%) Land $75,000 Building $316,300 | $391,300 (+10.76%) Land $75,000 Building $316,300 |
| 2022 | $7,040.00 | $353,300 Land $70,000 Building $283,300 | $353,300 Land $70,000 Building $283,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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