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3411 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3411 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,210 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$226,000 (2017)
Tax Bill$4,956.00 (2025)

Property Details

APN / Parcel Number

Primary APN120814
Alternative APN
  • 152630070000014500

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,210 sqft Heated Area
Gross Area2,994 sqft Gross Area
1st Floor2,210 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area364 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120814
Street Address3411 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7109
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 450
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number450
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3024
Census Tract43208

Owner

Source: Osceola County records · APN 120814

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3411 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 28, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC
Nov 06, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MLB RESID'L LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2017 · Amount on Record
Deed SaleNov 06, 2017 · Amount on Record
Prior SaleSep 27, 2005 · Amount on Record
Deed Doc Number2017158469
Deed Book / Page5235 / 0192
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3411 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109
Transaction TypeMortgage
Record UpdatedMar 07, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109

Mortgage

Document Number0061542133
DateFeb 21, 2022
Book Page6154/2133
Instrument2022027967
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2051

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3411 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109
Document Number0053842167
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 PAWLEYS LOOP N ST CLOUD FL 347697109, ST CLOUD, FL 34769-7109

Mortgage

Document Number0053842167
DateAug 15, 2018
Book Page005384/002167
Instrument124129
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 14, 2048
Interest
Rate TypeFixed Rate
Rate3.75%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 06, 2017
Property Address3411 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7109
Document Number0052350192
Book / Page005235 / 000192
Instrument DateOct 31, 2017
Instrument158469
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,582.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3411 PAWLEYS LOOP N ST CLOUD FL 347697109, ST CLOUD, FL 34769-7109

Mortgage

Document Number52350194
DateNov 06, 2017
Book Page005235/000194
Instrument158470
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 05, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,956.00 (+8.59%) Homeowner's exemption$219,045 (+5.99%)$360,200 (+9.68%) Land $85,000 Building $275,200
2023$4,564.00 (+5.77%) Homeowner's exemption$206,672 (+3%)$328,400 (+10.68%) Land $75,000 Building $253,400
2022$4,315.00 Homeowner's exemption$200,653$296,700 Land $70,000 Building $226,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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