3431 Mirror Ln, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3431 Mirror Ln, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,164 sqft · built 1957
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jul 2016)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`550-0242-0107-00`

Property Details

APN / Parcel Number

Primary APN	`550-0242-0107-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	932 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	224 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	280 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3431 MIRROR LN
City	CINCINNATI
State	OH
Zip	45248-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MIRROR LE 75 X 224.93 IRRLOT 11 SPIRITO SUB BLK B
Legal Subdivision	SPIRITO SUB
Legal Block	B
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21102

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3431 MIRROR LN, CINCINNATI, OH 45248-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK
Feb 16, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	201664276
Last Transfer Date	Feb 9, 2024
Transfer Doc	0000010866
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3431 MIRROR LN, CINCINNATI, OH 45248-3017
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017272
Date	Feb 9, 2021
Book Page	14351/1214
Instrument	2021-0017272

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2036

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 16, 2024
Property Address	3431 MIRROR LN, CINCINNATI, OH 45248-3017
Document Number	0000010866
Book / Page	15105 / 730
Map Reference	MB 5 PG 63
Instrument Date	Feb 1, 2024
Instrument	2024-0010866
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 MIRROR LN, CINCINNATI, OH 45248-3017

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (+2.56%)	$73,164 (-) Land $16,884 Building $56,280	$209,040 (-) Land $48,240 Building $160,800
2024	$3,718.00 (-0.11%)	$73,164 (-) Land $16,884 Building $56,280
2023	$3,722.00 (+22.43%)	$73,164 (+44.53%) Land $16,884 Building $56,280	$209,040 (+44.53%) Land $48,240 Building $160,800
2022	$3,040.00 Homeowner's exemption	$50,621 Land $16,454 Building $34,167
2020			$144,630 Land $47,010 Building $97,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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