3409 Mirror Ln, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3409 Mirror Ln, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,952 sqft · built 1968
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2017)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0252-0027-00`

Property Details

APN / Parcel Number

Primary APN	`550-0252-0027-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	1,952 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3409 MIRROR LN
City	CINCINNATI
State	OH
Zip	45248-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRROR LN 60 X 200 LOT 8 SPIRITO SUB BLK A
Legal Subdivision	SPIRITO SUB
Legal Block	A
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21102

Owner

3409 Mirror Ln is owned and occupied by an individual who bought it in December 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3409 MIRROR LN, CINCINNATI, OH 45248-3017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Dec 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Aug 5, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Feb 27, 2015 · Amount on File
Deed Document Number	17-0113954
Deed Book / Page	013565 / 000749
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3409 MIRROR LN, CINCINNATI, OH 45248-3017
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	MILLENNIAL TITLE LLC, MILLENNIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007247
Date	Jan 20, 2022
Book Page	14587/764
Instrument	2022-0007247

Lender

Name	EAGLE BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 15, 2017
Property Address	3409 MIRROR LN, CINCINNATI, OH 45248-3017
Document Number	0000113954
Book / Page	013565 / 000749
Instrument Date	Nov 30, 2017
Instrument	113954
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 MIRROR LN CINCINNATI OH 452483017, CINCINNATI, OH 45248-3017

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3409 MIRROR LN, CINCINNATI, OH 45248-3017
Document Number	0000081728
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3409 MIRROR LN CINCINNATI OH 452483017, CINCINNATI, OH 45248-3017

Mortgage

Document Number	0000081728
Date	Sep 7, 2017
Book Page	013497/000882
Instrument	81728

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3409 Mirror Ln was $4,689, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,689.00 (+2.56%)	$90,059 (-) Land $14,336 Building $75,723
2024	$4,572.00 (+20.32%)	$90,059 (+20.54%) Land $14,336 Building $75,723
2023	$3,800.00 (+6.47%)	$74,715 (+25.57%) Land $14,336 Building $60,379	$257,310 Land $40,960 Building $216,350
2022	$3,569.00 Homeowner's exemption	$59,501 Land $13,969 Building $45,532
2020			$170,000 Land $39,910 Building $130,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3409 Mirror Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 Mirror Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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