3442 Mirror Ln, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3442 Mirror Ln, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,694 sqft · built 1957
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (May 2015)
Tax Bill	$4,132 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0242-0100-00`

Property Details

APN / Parcel Number

Primary APN	`550-0242-0100-00`
Alternative APN	`0043020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	350 sqft
Unfinished Basement	994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	20,168 sqft (0.463 acres)
Lot Dimensions	237 ft deep x 84.4 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3442 MIRROR LN
City	CINCINNATI
State	OH
Zip	45248-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MIRROR LN 84.36 X 237.26 IRR LOT 29 SPIRITO SUB BLK B PT LOT 2 MILLER SUBPRS 100-101 CONS
Legal Subdivision	SPIRITO SUB
Legal Block	B
Legal Lot Number	29,2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21102

Owner

Source: Hamilton County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3442 MIRROR LN, CINCINNATI, OH 45248-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Dec 2, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Oct 22, 2020	Deed of Trust, Mortgage CINCINNATI FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	201551844
Deed Book / Page	12897 / 1245
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000093675
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3442 MIRROR LN, CINCINNATI, OH 45248-3017
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 MIRROR LN, CINCINNATI, OH 45248-3017

Mortgage

Document Number	0000021480
Date	Mar 23, 2026
Book Page	15628/2078
Instrument	2026-0021480

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Dec 2, 2025
Property Address	3442 MIRROR LN, CINCINNATI, OH 45248-3017
Document Number	0000093675
Book / Page	15553 / 57
Map Reference	MB 5 PG 63&64
Instrument Date	Nov 20, 2025
Instrument	2025-0093675
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 MIRROR LN, CINCINNATI, OH 45248-3017

Mortgage

Document Number	0000093676
Date	Dec 2, 2025
Instrument	2025-0093676

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3442 MIRROR LN, CINCINNATI, OH 45248-3017
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110769
Date	Oct 22, 2020
Book Page	14280/3132
Instrument	2020-0110769

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45255

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,132.00 (-0.24%)	$77,372 (+%) Land $18,141 Building $59,231	$221,060 (-) Land $51,830 Building $169,230
2024	$4,142.00 (+1.74%)	$77,370 (-) Land $18,140 Building $59,230
2023	$4,071.00 (+1.14%)	$77,370 (+18.9%) Land $18,140 Building $59,230	$221,060 (+18.9%) Land $51,830 Building $169,230
2022	$4,025.00	$65,072 Land $17,675 Building $47,397
2020			$185,920 Land $50,500 Building $135,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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