3436 Mirror Ln, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3436 Mirror Ln, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,283 sqft · built 1957
Lot Size	0.455 acres (19,863 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2011)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0242-0102-00`

Property Details

APN / Parcel Number

Primary APN	`550-0242-0102-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,283 sqft Living Area
1st Floor Area	1,601 sqft
2nd Floor Area	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	19,863 sqft (0.455 acres)
Lot Dimensions	233 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3436 MIRROR LN
City	CINCINNATI
State	OH
Zip	45248-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRROR LN 84.36 X 233.62 IRRLOT 30 SPIRITO SUB BLK B PT LOT 2 MILLER SUBPARS 102-103 CONS
Legal Subdivision	SPIRITO SUB
Legal Block	B
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21102

Owner

3436 Mirror Ln is owned and occupied by an individual who acquired it in December 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3436 MIRROR LN, CINCINNATI, OH 45248-3017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Dec 20, 2021	Intrafamily Transfer, Transfer
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit KEMBA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2011 · Amount on File
Deed Sale	Jul 28, 2011 · Amount on File
Prior Sale	Jul 29, 2011 · Amount on File
Deed Document Number	0020115723
Last Transfer Date	Dec 20, 2021
Transfer Doc	0000151757
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3436 MIRROR LN, CINCINNATI, OH 45248-3017
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003947
Date	Jan 11, 2022
Book Page	14581/2290
Instrument	2022-0003947

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Dec 20, 2021
Property Address	3436 MIRROR LN, CINCINNATI, OH 45248-3017
Document Number	0000151757
Book / Page	14567 / 1901
Map Reference	MB 5 PG 63
Instrument Date	Nov 26, 2021
Instrument	2021-0151757
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3436 MIRROR LN, CINCINNATI, OH 45248-3017

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3436 MIRROR LN, CINCINNATI, OH 45248-3017
Document Number	0000058246
Book / Page	013448 / 002465
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3436 MIRROR LN CINCINNATI OH 452483017, CINCINNATI, OH 45248-3017

Mortgage

Document Number	0000058246
Date	Jun 28, 2017
Book Page	013448/002465
Instrument	58246

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3436 Mirror Ln was $4,318, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+2.54%)	$82,887 (+%) Land $18,141 Building $64,746
2024	$4,211.00 (-0.09%)	$82,886 (-) Land $18,140 Building $64,746
2023	$4,215.00 (+10.95%)	$82,886 (+30.92%) Land $18,140 Building $64,746	$236,820 Land $51,830 Building $184,990
2022	$3,799.00 Homeowner's exemption	$63,312 Land $17,675 Building $45,637
2020			$180,890 Land $50,500 Building $130,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3436 Mirror Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3436 Mirror Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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