Kane County property record for 321 Ryerson Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,250 sqft · built 1900 |
| Lot Size | 0.128 acres (5,589 sqft) |
| Owner | Company Name on File |
| Last Sale | $289,000 (Jun 2020) |
| Tax Bill | $8,780 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-102-004 |
| Primary APN | 06-24-102-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 3,564 sqft |
| Basement Area | 1,314 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 5,589 sqft (0.128 acres) |
| Lot Dimensions | 103 ft deep x 54 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 321 RYERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LORDS SUB LOTS 20, 22, 24, 26, & 28 OF B W RAYMONDS 2ND ADD N 1/2 LOT 6 BLK 1 |
| Legal Subdivision | LORDS SUB |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 851500 |
Source: Kane County records · APN 06-24-102-004
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 CONCORD CT, SOUTH BARRINGTON, IL 60010-9314 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 17, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage MIDLAND MORTGAGE |
| Jun 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| May 23, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Prior Sale | Nov 20, 2018 · Amount on Record |
| Deed Document Number | 202031989 |
| Last Transfer Date | Dec 21, 2021 |
| Transfer Doc | 0000014901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 17, 2022 |
| Property Address | 321 RYERSON AVE, ELGIN, IL 60123-7747 |
| Document Number | 0000014901 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2022K014901 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5 CONCORD CT, SOUTH BARRINGTON, IL 60010-9314 |
| Document Number | 0000015024 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022K015024 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 18, 2020 |
| Property Address | 321 RYERSON AVE, ELGIN, IL 60123-7747 |
| Document Number | 0000031989 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020K031989 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RYERSON AVE, ELGIN, IL 60123-7747 |
| Document Number | 0000031990 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2020K031990 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 20, 2018 |
| Property Address | 321 RYERSON AVE, ELGIN, IL 60123-7747 |
| Document Number | 0000056260 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 2018K056260 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1136 MILLSFELL, WEST DUNDEE, IL 60118-3132 |
| Document Number | 0000056261 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018K056261 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 23, 2017 |
| Property Address | 321 RYERSON AVE, ELGIN, IL 60123-7747 |
| Document Number | 0000026109 |
| Instrument Date | May 12, 2017 |
| Instrument | 2017K26109 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Address | 1061 SARASOTA PINGREE, HAMPSHIRE, IL 60140 |
| Document Number | 0000026110 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017K26110 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,780.00 (+3.5%) | ||
| 2024 | $8,483.00 (+21.59%) | $106,002 (+31.73%) Land $14,537 Building $91,465 | $318,133 (+31.78%) Land $43,628 Building $274,505 |
| 2022 | $6,977.00 (+3.95%) | $80,471 (+6.96%) Land $11,975 Building $68,496 | $241,413 (+6.96%) Land $35,925 Building $205,488 |
| 2021 | $6,712.00 | $75,235 Land $11,196 Building $64,039 | $225,705 Land $33,588 Building $192,117 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Opiquad, Verizon.
Based on FCC filings for 440 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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