343 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 343 E Frances Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,539 sqft · built 2002
Lot Size	0.234 acres (10,200 sqft)
Owner	Company Name on Record
Last Sale	$295,265 (Feb 2003)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Dec 2021 Transfer Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-44-551`

Property Details

APN / Parcel Number

Primary APN	`304-44-551`
Alternative APN	`304445513`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,539 sqft Living Area
Gross Area	2,739 sqft
1st Floor Area	2,539 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces
Pool Area	486 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	343 E FRANCES LN
City	GILBERT
State	AZ
Zip	85295-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16
Legal Range	6E
Legal Township	1S
Legal Section	31
Legal Subdivision	ALLEN RANCH PARCELS 1 2 3 & 4
Legal Lot Number	264
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2003
Census Tract	815300

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	343 E FRANCES LN, GILBERT, AZ 85295-1976
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Intrafamily Transfer, Transfer
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2003 · Amount on Record
Deed Sale	Feb 24, 2003 · Amount on Record
Deed Document Number	2003215760
Last Transfer Date	Nov 30, 2021
Transfer Doc	0001309035
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 10, 2021
Property Address	343 E FRANCES LN, GILBERT, AZ 85295-1976
Document Number	0001309035
Map Reference	MB 506 PG 16
Instrument Date	Nov 30, 2021
Instrument	20211309035
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	343 E FRANCES LN, GILBERT, AZ 85295-1976

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	343 E FRANCES LN, GILBERT, AZ 85295-1976
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444049
Date	Apr 21, 2021
Instrument	20210444049

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	343 E FRANCES LN, GILBERT, AZ 85295-1976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 E FRANCES LN, GILBERT, AZ 85295-1976

Mortgage

Document Number	0000292055
Date	Apr 25, 2019
Instrument	20190292055

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	343 E FRANCES LN, GILBERT, AZ 85295-1976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 E FRANCES LN, GILBERT, AZ 85295-1976

Mortgage

Document Number	0000855886
Date	Sep 14, 2020
Instrument	20200855886

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,480 (+65.34%)	$584,800 (+6.85%) Land $116,900 Building $467,900
2025	$2,695.00 (+3.22%)	$35,370 (-40.37%)	$547,300 (-7.74%) Land $109,400 Building $437,900
2024		$59,320	$593,200 Land $118,600 Building $474,600
2023	$2,611.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WeLink Communications.

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