359 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 359 E Frances Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,673 sqft · built 2002
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Jul 2026)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-44-552`

Property Details

APN / Parcel Number

Primary APN	`304-44-552`
Alternative APN	`304445521`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,673 sqft Living Area
Gross Area	3,873 sqft
1st Floor Area	1,643 sqft
2nd Floor Area	2,030 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces
Pool Area	728 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	359 E FRANCES LN
City	GILBERT
State	AZ
Zip	85295-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16
Legal Range	6E
Legal Township	1S
Legal Section	31
Legal Subdivision	ALLEN RANCH PARCELS 1 2 3 & 4
Legal Lot Number	265
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2003
Census Tract	815300

Owner

Source: Maricopa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2137 S CATARINA, MESA, AZ 85202-6401
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA MORTGAGE SPECIALISTS
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA MORTGAGE SPECIALISTS
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Mar 6, 2015 · Amount on Record
Deed Document Number	2026406910
Prior Transfer Date	Dec 16, 2024
Prior Transfer Doc	0000677574
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 8, 2026
Property Address	359 E FRANCES LN, GILBERT, AZ 85295-1976
Document Number	0000406910
Instrument Date	Jul 2, 2026
Instrument	2026406910
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	ARIZONA PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 S CATARINA, MESA, AZ 85202-6401

Mortgage

Document Number	0000406911,
Date	Jul 8, 2026
Instrument	2026406911

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	359 E FRANCES LN, GILBERT, AZ 85295-1976
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 E FRANCES LN, GILBERT, AZ 85295-1976

Mortgage

Document Number	0000787388
Date	Oct 22, 2018
Instrument	20180787388

Lender

Name	ARIZONA MORTGAGE SPECIALISTS
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	359 E FRANCES LN, GILBERT, AZ 85295-1976
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000682951
Date	Sep 3, 2019
Instrument	20190682951

Lender

Name	ARIZONA MORTGAGE SPECIALISTS
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	359 E FRANCES LN, GILBERT, AZ 85295-1976
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 E FRANCES LN, GILBERT, AZ 85295-1976

Mortgage

Document Number	0000136235
Date	Feb 14, 2022
Instrument	20220136235

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	359 E FRANCES LN, GILBERT, AZ 85295-1976
Document Number	0000716368
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	359 E FRANCES LN GILBERT AZ 852951976, GILBERT, AZ 85295-1976

Mortgage

Document Number	0000716368
Date	Aug 6, 2020
Instrument	716368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Aug 5, 2033

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,660 (+76.15%)	$696,600 (+7.58%) Land $139,300 Building $557,300
2025	$3,030.00 (+3.8%)	$39,546 (-43.36%)	$647,500 (-7.26%) Land $129,500 Building $518,000
2024		$69,820	$698,200 Land $139,600 Building $558,600
2023	$2,919.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WeLink Communications.

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