Whatcom County property record for 343 2nd St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,316 sqft · built 1917 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $306,000 (Mar 2021) |
| Tax Bill | $4,637 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-039196-0000 |
| Primary APN | 410435-039196-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 1,316 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1932 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 1,568 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 99 sqft |
| Deck Area | 203 sqft |
| Patio Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 159151 |
|---|---|
| Street Address | 343 2ND ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | JOHNSONS THIRD ADD TO SUMAS SUPPL LOTS 6 THRU 9 BLK 10 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | JOHNSONS 3RD ADD TO SUMAS SUP |
| Legal Block | 10 |
| Legal Lot Number | 6-9 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 10202 |
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 343 2ND ST, SUMAS, WA 98295-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Mar 18, 2021 | Warranty Deed, Transfer · USDA Mortgage BANK OF THE PACIFIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Document Number | 20213659 |
| Prior Transfer Date | Jul 28, 2011 |
| Prior Transfer Doc | 0000702640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 343 2ND ST, SUMAS, WA 98295-9679 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000401662 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-0401662 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 18, 2021 |
| Property Address | 343 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 0000303659 |
| Map Reference | VOL 6 PG 9 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-0303659 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,901.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 343 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 0000303660 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0303660 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,637.00 (+170.85%) | $492,957 (+302.58%) Land $149,435 Building $343,522 | $492,957 (+302.58%) Land $149,435 Building $343,522 |
| 2022 | $122,450 Land $93,072 Building $29,378 | $122,450 Land $93,072 Building $29,378 | |
| 2021 | $1,712.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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