Whatcom County property record for 312 2nd St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1924 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,264 (May 2026) |
| Tax Bill | $2,135 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-025214-0000 |
| Primary APN | 410435-025214-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 912 sqft |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 159111 |
|---|---|
| Street Address | 312 2ND ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | JOHNSONS THIRD ADD TO SUMAS SUPPL W 11 FT OF LOT 16-ALL LOT 17 BLK 7 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | JOHNSONS 3RD ADD TO SUMAS SUP |
| Legal Block | 7 |
| Legal Lot Number | 16,17 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 10202 |
312 2nd St is owned and occupied by an individual who bought it in May 2026.
Source: Whatcom County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 2ND ST, SUMAS, WA 98295-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage INDUSTRIAL CREDIT UNION |
| Aug 2, 2022 | Transfer on Death Deed, Transfer |
| Mar 16, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Deed Document Number | 20261263 |
| Prior Transfer Date | Jun 7, 2022 |
| Prior Transfer Doc | 0000000183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 15, 2026 |
| Property Address | 312 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 0000001263 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261263 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257,875.22 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 0000001264, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026051264 |
| Name | INDUSTRIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 2, 2022 |
| Property Address | 312 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 0000800183 |
| Map Reference | VOL 6 PG 9 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022-0800183 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 312 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 2180302912 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 312 2ND ST SUMAS WA 982959679, SUMAS, WA 98295-9679 |
| Document Number | 2180302912 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 302912 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2048 |
The 2025 property tax bill for 312 2nd St was $2,135.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,135.00 | $231,584 Land $108,680 Building $122,904 | $231,584 Land $108,680 Building $122,904 |
| 2022 | $100,040 Land $40,000 Building $60,040 | $179,516 Land $93,072 Building $86,444 | |
| 2021 | $388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 312 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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